102 Ridgemont Ct, Thaxton, VA 24174 Property Records

Bedford County property record for 102 Ridgemont Ct, Thaxton, VA 24174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 720 sqft · built 1978
Lot Size	4.34 acres (189,050 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2022)
Tax Bill	$576 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123 7 25`

Property Details

APN / Parcel Number

Primary APN	`123 7 25`
Alternative APNs	`12317600` `506839`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	189,050 sqft (4.34 acres)
Porch	Porch
Porch Area	80 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	102 RIDGEMONT CT
City	THAXTON
State	VA
Zip	24174-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWRIDGE LT 25 SC 1
Legal Subdivision	WILLOWRIDGE
Legal Tract	25
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1030
Census Tract	30605

Owner

Source: Bedford County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 RIDGEMONT CT, THAXTON, VA 24174-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FIRST FEDERAL CREDIT UNION
Mar 16, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	202212048
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 4, 2022
Property Address	102 RIDGEMONT CT, THAXTON, VA 24174-2805
Document Number	0220012048
Instrument Date	Oct 19, 2022
Instrument	220012048
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RIDGEMONT CT, THAXTON, VA 24174-2805

Mortgage

Document Number	0220012049
Date	Nov 4, 2022
Instrument	220012049

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	102 RIDGEMONT CT, THAXTON, VA 24174-2805
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006272
Date	Apr 27, 2021
Instrument	210006272

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 16, 2018
Property Address	102 RIDGEMONT CT, THAXTON, VA 24174-2805
Document Number	180002368
Instrument Date	Feb 9, 2018
Instrument	180002368
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, MID-STATES TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180002369
Date	Mar 16, 2018
Instrument	180002369

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Type Change Date	Apr 15, 2023
Margin	2

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00	$140,700 (+1%) Land $51,700 Building $89,000
2023	$576.00 Additional exemption filed	$70,350	$140,700 Land $51,700 Building $89,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

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