Dorchester County property record for 104 Richardson Dr, Cambridge, MD 21613 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,431 sqft · built 1967 |
| Lot Size | 0.236 acres (10,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 2026) |
| Tax Bill | $1,753 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-113757 |
| Primary APN | 07-113757 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,431 sqft Total Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,271 sqft (0.236 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 113757 |
|---|---|
| Street Address | 104 RICHARDSON DR |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 104 RICHARDSON DRIVE CAMBRIDGE |
| Legal Subdivision | PLAT SHOWING A PORTION OF LODGE CLIFF |
| Legal Lot Number | 91 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 970702 |
Source: Dorchester County records · APN 07-113757
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 RICHARDSON DR, CAMBRIDGE, MD 21613-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 25, 2026 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Mar 18, 2021 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Book / Page | 1998 / 408 |
| Prior Transfer Date | Sep 21, 2016 |
| Prior Transfer Doc | 0013670164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 104 RICHARDSON DR, CAMBRIDGE, MD 21613-1130 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 RICHARDSON DR, CAMBRIDGE, MD 21613-1130 |
| Document Number | 0017670460 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 1767/460 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Feb 25, 2026 |
| Property Address | 104 RICHARDSON DR, CAMBRIDGE, MD 21613-1130 |
| Document Number | 0019980408 |
| Book / Page | 1998 / 408 |
| Instrument Date | Feb 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | ATLANTIC TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 104 RICHARDSON DR, CAMBRIDGE, MD 21613-1130 |
| Document Number | 0001998414 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 1998/414 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Mar 18, 2021 |
| Property Address | 104 RICHARDSON DR, CAMBRIDGE, MD 21613-1130 |
| Document Number | 0016350220 |
| Book / Page | 1635 / 220 |
| Map Reference | LB PLC 8 FO 51 |
| Instrument Date | Mar 01, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 RICHARDSON DR, CAMBRIDGE, MD 21613-1130 |
| Document Number | 0001635227 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 1635/227 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,500 (+21.04%) | $241,900 (+63.12%) Land $41,600 Building $200,300 | |
| 2025 | $1,753.00 (+10.18%) | $148,300 (+7.65%) Land $41,600 Building $106,700 | $148,300 (-) Land $41,600 Building $106,700 |
| 2023 | $1,591.00 | $137,767 | $148,300 Land $41,600 Building $106,700 |
Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199707024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 24 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 units insured (7 under condo master policies) 15 of 24 individual policies on primary residences |
| Nearby Flood Claims | 10 (1993–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jan 2024, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Low above 34% of the US · above 72% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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