101 Richardson Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 101 Richardson Dr, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,296 sqft · built 1965
Lot Size	0.354 acres (15,441 sqft)
Owner	2 Company Names on Record
Last Sale	$65,000 (Sep 1986)
Tax Bill	$1,988 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-121660`

Property Details

APN / Parcel Number

Primary APN	`07-121660`
Alternative APNs	`7121660` `121660`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,296 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,441 sqft (0.354 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	121660
Street Address	101 RICHARDSON DR
City	CAMBRIDGE
State	MD
Zip	21613-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 15,441 SQ. FT. 101 RICHARDSON DRIVE CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4016
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	101 RICHARDSON DR, CAMBRIDGE, MD 21613-1129
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
May 6, 2024	Deed, Transfer
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit SKYPOINT FEDERAL CREDIT UNION
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit SKYPOINT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 1986 · Amount on Record
Deed Sale	Sep 18, 1986 · Amount on Record
Prior Sale	Jun 28, 1983 · Amount on Record
Deed Book / Page	241 / 813
Last Transfer Date	Apr 15, 2024
Transfer Doc	0018740263
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Aug 24, 2026
Property Address	101 RICHARDSON DR, CAMBRIDGE, MD 21613-1129
Document Number	2035000483
Book / Page	2035 / 483
Instrument Date	Aug 19, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	2020 TITLE LLC, 2020 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	101 RICHARDSON DR, CAMBRIDGE, MD 21613-1129

Mortgage

Document Number	2035000483,
Date	Aug 24, 2026
Book Page	2035/483

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 6, 2024
Property Address	101 RICHARDSON DR, CAMBRIDGE, MD 21613-1129
Document Number	0018740263
Book / Page	1874 / 263
Instrument Date	Apr 19, 2024
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	101 RICHARDSON DR, CAMBRIDGE, MD 21613-1129

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	101 RICHARDSON DR, CAMBRIDGE, MD 21613-1129
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016380021
Date	Mar 29, 2021
Book Page	1638/21

Lender

Name	SKYPOINT FEDERAL CREDIT UNION
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	101 RICHARDSON DR, CAMBRIDGE, MD 21613-1129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015370241
Date	Sep 11, 2019
Book Page	1537/241

Lender

Name	SKYPOINT FEDERAL CREDIT UNION
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,988.00 (+1.9%) Homeowner's exemption	$168,867 (+1.97%)	$175,400 (+5.92%) Land $42,100 Building $133,300
2025	$1,951.00 (+10.92%) Homeowner's exemption	$165,600 (+8.33%) Land $42,100 Building $123,500	$165,600 (-) Land $42,100 Building $123,500
2023	$1,759.00 Homeowner's exemption	$152,867	$165,600 Land $42,100 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODGECLIFFE DISTRIBUTION SYSTEM private · serves 300 people · EPA ID MD0090009
Water Source	Purchased groundwater from CITY OF CAMBRIDGE WATER
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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