104 Regency Park, O Fallon, IL 62269 Property Records

St. Clair County property record for 104 Regency Park, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Bank, Financial Building
Details	2,704 sqft · built 1995
Lot Size	1.55 acres (67,954 sqft)
Owner	Company Name on File
Last Sale	$3,800,000 (Dec 2004)
Deeds & Mortgages	May 2022 Line of Credit Dec 2019 Line of Credit + 3 more
APN	`03-25-0-327-024`

Property Details

APN / Parcel Number

Primary APN	`03-25-0-327-024`

Interior

Building Area	2,704 sqft Base Area
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Brick
Construction Type	Steel Frame
Lot Area	67,954 sqft (1.55 acres)
Porch	Porch
Porch Area	207 sqft

Location & Zoning

Street Address	104 REGENCY PARK
City	O FALLON
State	IL
Zip	62269-1879
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	REGENCY PARK LOT/SEC-4 LT 4 & PT LT 5 DOC A01881025
Legal Subdivision	REGENCY PARK
Legal Lot Number	4-5
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	1
Census Block	1009
Census Tract	503414

Owner

Source: St. Clair County records · APN 03-25-0-327-024

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4482 WOODSON RD, SAINT LOUIS, MO 63134-3722
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit TOWN AND COUNTRY BANK
Dec 26, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST BK
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BK
Oct 17, 2018	Deed of Trust, Mortgage FIRST BK
Jun 20, 2017	Grant Deed, Mortgage · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2004 · Amount on Record
Deed Sale	Dec 03, 2004 · Amount on Record
Deed Document Number	A01881025
Record Updated	Jun 07, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	104 REGENCY PARK, O FALLON, IL 62269-1879
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02746503
Date	May 17, 2022
Instrument	A02746503

Lender

Name	TOWN AND COUNTRY BANK
Type	Bank
Address	SPRINGFIELD, IL 62791

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 03, 2029

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 26, 2019
Property Address	104 REGENCY PARK, O FALLON, IL 62269-1879
Instrument Date	Oct 15, 2019
Instrument	2637373
Transaction Type	Construction Loan
Record Updated	Jan 07, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4482 WOODSON RD ST LOUIS MO 631343722, ST LOUIS, MO 63134-3722

Mortgage

Document Number	00A2637373
Date	Dec 26, 2019
Instrument	2637373

Lender

Name	FIRST BK
Type	Bank
Address	O FALLON, IL 62269-1827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 25, 2020

Interest

Rate Type	Adjustable Rate
Rate	5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	104 REGENCY PARK, O FALLON, IL 62269-1879
Document Number	00A2603744
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 05, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4482 WOODSON RD ST LOUIS MO 631343722, ST LOUIS, MO 63134-3722

Mortgage

Document Number	00A2603744
Date	Feb 08, 2019
Instrument	2603744

Lender

Name	FIRST BK
Type	Bank
Address	O'FALLON, IL 62269-1827

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	104 REGENCY PARK, O FALLON, IL 62269-1879
Document Number	00A2603746
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 05, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 REGENCY PARK O FALLON IL 622691879, O FALLON, IL 62269-1879

Mortgage

Document Number	00A2603746
Date	Feb 08, 2019
Instrument	2603746

Lender

Name	FIRST BK
Type	Bank
Address	PO BOX 790269, ST LOUIS, MO 63179-0269

Agreement

Amount	Amount Recorded

June 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 20, 2017
Property Address	104 REGENCY PARK, O FALLON, IL 62269-1879
Instrument Date	Apr 24, 2017
Instrument	2540784
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10812 SAINT CHARLES ROCK RD ST ANN MO 630741508, ST ANN, MO 63074-1508

Mortgage

Document Number	00A2540784
Date	Jun 20, 2017
Instrument	2540784

Lender

Name	FIRST BK
Type	Bank
Address	O'FALLON, IL 62269-1827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 19, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$378,725 Land $190,470 Building $188,255	$1,136,175 Land $571,410 Building $564,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Delta Communications, Wisper ISP, Spectrum, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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