St. Clair County property record for 124 Regency Park, O Fallon, IL 62269 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Details | 7 ba · 11,280 sqft · built 2008 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Company Name on File |
| Last Sale | $420,000 (Aug 2006) |
| Tax Bill | $38,813 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2021 Line of Credit |
| APN | 03-25-0-327-025 |
| Primary APN | 03-25-0-327-025 |
|---|
| Full Baths | 7 Baths |
|---|---|
| Units | 7 Units |
| Building Area | 11,280 sqft Base Area |
| 1st Floor Area | 11,280 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 84,942 sqft (1.95 acres) |
| Street Address | 124 REGENCY PARK |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1994 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | REGENCY PARK 1ST ADDAMENDED PLAT LOT/SEC-7 LTS 7 & 8 & PT LT 10 & PT OUTLOT A A02685687 |
| Legal Subdivision | REGENCY PARK |
| Legal Block | 327 |
| Legal Lot Number | 7,10 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CASEYVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 503414 |
Source: St. Clair County records · APN 03-25-0-327-025
Assessment roll updated August 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2020 FORMOSA RD, TROY, IL 62294-1387 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HOME BANK |
| Jan 29, 2021 | Quit Claim Deed, Transfer · Line of Credit HOME BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2006 · Amount on Record |
| Deed Sale | Aug 17, 2006 · Amount on Record |
| Deed Document Number | 20061995843 |
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 0002685686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 30, 2026 |
| Property Address | 124 REGENCY PARK, O FALLON, IL 62269-1994 |
| Document Number | 0A02882020 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20262882020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002882020, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20262882020 |
| Name | HOME BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 29, 2021 |
| Property Address | 124 REGENCY PARK, O FALLON, IL 62269-1994 |
| Document Number | 00A2685687 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2685687 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2020 FORMOSA RD TROY IL 622941387, TROY, IL 62294-1387 |
| Document Number | A2685688 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2685688 |
| Name | HOME BK |
|---|---|
| Type | Bank |
| Address | PALMYRA, MO 63461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 28, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Caseyville Township |
| Municipality | O'Fallon City |
| Elementary School District | Central School District 104 (KG - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $38,813.00 | $547,578 (+15.31%) Land $227,596 Building $319,982 | $1,642,734 (+15.31%) Land $682,788 Building $959,946 |
| 2022 | $474,857 Land $197,370 Building $277,487 | $1,424,571 Land $592,110 Building $832,461 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1982–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Delta Communications, Wisper ISP, Spectrum, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.
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