104 Regency Ln, Franklin, VA 23851 Property Records

Franklin City property record for 104 Regency Ln, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,361 sqft · built 2023
Lot Size	1.21 acres (52,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jul 2025)
Tax Bill	$4,755 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Sale & Mortgage
APN	`103 209 27`

Property Details

APN / Parcel Number

Primary APN	`103 209 27`
Alternative APN	`3738`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,361 sqft Living Area
Gross Area	4,015 sqft
1st Floor Area	1,920 sqft
Basement Area	960 sqft
Finished Basement	720 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,795 sqft (1.21 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3738
Street Address	104 REGENCY LN
City	FRANKLIN
State	VA
Zip	23851-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	1.122 AC LOT 27 SECTION IV REGENCY ESTATES REGENCY LANE 103-(209)-27
Legal Subdivision	REGENCY ESTATES
Legal Lot Number	27
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1030
Census Tract	90100

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 REGENCY LN, FRANKLIN, VA 23851-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 31, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Deed Document Number	20251828
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Recording Date	Apr 17, 2026
Property Address	104 REGENCY LN, FRANKLIN, VA 23851-2736
Document Number	0000001098
Instrument Date	Apr 8, 2026
Instrument	20261098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	104 REGENCY LN, FRANKLIN, VA 23851-2736

Mortgage

Document Number	0000001098,
Date	Apr 17, 2026
Instrument	20261098

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.25%
Max Rate	-1%

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Jan 31, 2024
Property Address	104 REGENCY LN, FRANKLIN, VA 23851-2736
Document Number	0240000221
Instrument Date	Jan 29, 2024
Instrument	240000221
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2024
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 REGENCY LN, FRANKLIN, VA 23851-2736

Mortgage

Document Number	0240000222
Date	Jan 31, 2024
Instrument	240000222

Lender

Name	DHI MORTGAGE COMPANY LTD LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,755.00 (+7.8%)	$461,660 (+7.79%) Land $46,060 Building $415,600	$461,660 (+7.79%) Land $46,060 Building $415,600
2025	$4,411.00 (+1,174.86%)	$428,300 (+36.49%) Land $46,100 Building $382,200	$428,300 (+36.49%) Land $46,100 Building $382,200
2023		$313,800 Land $38,500 Building $275,300	$313,800 Land $38,500 Building $275,300
2019	$346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	39 (1980–2024)
Claims Outside the SFHA	11 of 39
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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