Hardin County property record for 104 Potomac St, Radcliff, KY 40160 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 1987 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Company Name on File |
| Last Sale | $76,850 (Sep 2018) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-278 |
| Primary APN | 180-20-09-278 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Heating System | Central |
|---|
| Street Address | 104 POTOMAC ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 278 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 9 |
| Legal Lot Number | 278 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-09-278
Assessment roll updated January 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRINGFIELD STATE BANK |
| Sep 26, 2018 | Deed of Trust, Mortgage SPRINGFIELD STATE BANK |
| Nov 08, 2021 | Deed of Trust, Mortgage SPRINGFIELD STATE BANK |
| Nov 08, 2021 | Deed, Transfer |
| Sep 21, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 201812064 |
| Deed Book / Page | 1462 / 1147 |
| Last Transfer Date | Nov 05, 2021 |
| Transfer Doc | 01522/1526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 13, 2026 |
| Property Address | 104 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 2624000105 |
| Book / Page | 2624 / 105 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 2624000105, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 2624/105 |
| Name | SPRINGFIELD STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 104 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002247/0000000348 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 0000002247/0000000348 |
| Instrument | 180-00012221 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 292 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 104 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Document Number | 002412/701 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 2412/701 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, KY 40069 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Nov 10, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 08, 2021 |
| Property Address | 104 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 01522/1526 |
| Book / Page | 1522 / 1526 |
| Map Reference | CAB 1 SH 704 |
| Instrument Date | Nov 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Tax | $235.50 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 21, 2018 |
| Property Address | 104 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 01462/1147 |
| Book / Page | 1462 / 1147 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 180-00012064 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242.00 (+63.42%) | $129,600 (+68.53%) Land $20,000 Building $109,600 | $129,600 (+68.53%) Land $20,000 Building $109,600 |
| 2023 | $76,900 (-) Land $13,800 Building $63,100 | $76,900 (-) Land $13,800 Building $63,100 | |
| 2022 | $76,900 Land $13,800 Building $63,100 | $76,900 Land $13,800 Building $63,100 | |
| 2021 | $760.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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