Hardin County property record for 102 Potomac St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,509 sqft · built 1988 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Oct 2021) |
| Tax Bill | $1,581 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-279 |
| Primary APN | 180-20-09-279 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Lot Area | 8,407 sqft (0.192 acres) |
| Patio Area | 124 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 102 POTOMAC ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 279 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 279 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-09-279
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage US BANK NA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 28, 2005 | Deed of Trust, Mortgage · Line of Credit KENTUCKY NATIONAL BANK |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 24, 2023 | Intrafamily Transfer, Transfer |
| Oct 26, 2021 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Oct 26, 2021 · Amount on Record |
| Deed Document Number | 0001522/82 |
| Deed Book / Page | 1522 / 82 |
| Last Transfer Date | Mar 24, 2023 |
| Transfer Doc | 01549/1249 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | LIMESTONE T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 001545/456 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 1545/456 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 347 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | LIMESTONE T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 002410/178 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 2410/178 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001501/734 |
|---|---|
| Date | Jul 28, 2005 |
| Book Page | 1501/734 |
| Name | KENTUCKY NATIONAL BANK |
|---|---|
| Address | ELIZABETHTOWN, KY 42701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 20, 2007 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | LIMESTONE TITLE, LIMESTONE T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 002410/178 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 2410/178 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 24, 2023 |
| Property Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 01549/1249 |
| Book / Page | 1549 / 1249 |
| Map Reference | CAB 1 SH 704 |
| Instrument Date | Dec 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 436 S 7TH ST # 1, 1, LOUISVILLE, KY 40203-1966 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Oct 26, 2021 |
| Property Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 0001522/82 |
| Book / Page | 1522 / 82 |
| Map Reference | CAB 1 SH 704 |
| Instrument Date | Oct 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | LIMESTONE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 ETHAN CT, VINE GROVE, KY 40175-8431 |
| Name | Verified Name |
|---|---|
| Address | 102 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Document Number | 0002410161 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2410/161 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,581.00 (+68.37%) | $167,000 (-) Land $18,000 Building $149,000 | $167,000 (-) Land $18,000 Building $149,000 |
| 2023 | $167,000 (-) Land $13,800 Building $153,200 | $167,000 (-) Land $13,800 Building $153,200 | |
| 2022 | $167,000 Land $13,800 Building $153,200 | $167,000 Land $13,800 Building $153,200 | |
| 2021 | $939.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures