104 Pine Ridge Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 104 Pine Ridge Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	2,324 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (May 2023)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61003800011220000`

Property Details

APN / Parcel Number

Primary APN	`R61003800011220000`
Alternative APN	`11542665`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11542665
Old Parcel Number	R61003800011220000
Street Address	104 PINE RIDGE DR
City	BLUFFTON
State	SC
Zip	29910-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 92 PINE RIDGE S/D PH 2 PB99 P5-7
Legal Subdivision	PINE RIDGE
Legal Phase	2
Legal Lot Number	92
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2032
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 PINE RIDGE DR, BLUFFTON, SC 29910-6815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CPM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Dec 13, 2005 · Amount on Record
Deed Document Number	2023021210
Deed Book / Page	4240 / 230
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 8, 2023
Property Address	104 PINE RIDGE DR, BLUFFTON, SC 29910-6815
Document Number	0000021210
Book / Page	4240 / 230
Map Reference	MB 99 PG 5
Instrument Date	May 4, 2023
Instrument	2023021210
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 PINE RIDGE DR, BLUFFTON, SC 29910-6815

Mortgage

Document Number	0000021211
Date	May 8, 2023
Instrument	2023021211

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	104 PINE RIDGE DR, BLUFFTON, SC 29910-6815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031863
Date	Jun 14, 2017
Book Page	3582/3073
Instrument	2017031863

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	104 PINE RIDGE DR, BLUFFTON, SC 29910-6815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029395
Date	Jun 5, 2020
Book Page	3870/2585
Instrument	2020029395

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00 (-0.03%)	$17,400 (-)
2024	$2,886.00 (+95.53%)	$17,400 (+0.97%) Land $4,000 Building $13,400	$435,000 (-) Land $100,000 Building $335,000
2023	$1,476.00 (+7.89%)	$17,232 (+62.32%) Land $4,000 Building $13,232	$435,000 (+63.9%) Land $100,000 Building $335,000
2022	$1,368.00	$10,616 Land $1,600 Building $9,016	$265,400 Land $40,000 Building $225,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Spectrum.

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