Alameda County property record for 104 Pepper Ln, Union City, CA 94587
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,867 sqft · built 1999 |
| Lot Size | 0.099 acres (4,314 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,378,000 (May 2021) |
| Tax Bill | $20,303 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87-100-78 |
| Primary APN | 87-100-78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,867 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,314 sqft (0.099 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 104 PEPPER LN |
|---|---|
| City | UNION CITY |
| State | CA |
| Zip | 94587-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00078 BLK: TR: 6922 |
| Legal Subdivision | TRACT NO 6922 |
| Legal Tract | 6922 |
| Legal Lot Number | 78 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 440337 |
104 Pepper Ln is owner-occupied and held in a trust since January 2025.
Source: Alameda County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 104 PEPPER LN, UNION CITY, CA 94587-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 6, 2017 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on File |
| Deed Sale | May 17, 2021 · Amount on File |
| Prior Sale | Jun 22, 2005 · Amount on File |
| Deed Document Number | 2021186135 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0000011463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | May 17, 2021 |
| Property Address | 104 PEPPER LN, UNION CITY, CA 94587-8003 |
| Document Number | 0000186135 |
| Map Reference | MB 237 PG 59-62 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021186135 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 104 PEPPER LN, UNION CITY, CA 94587-8003 |
| Document Number | 0000186136 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021186136 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 104 PEPPER LN, UNION CITY, CA 94587-8003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000195113 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 2017195113 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
The 2025 property tax bill for 104 Pepper Ln was $20,303, up 0.4% from the year before.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Union City |
| Unified School District | New Haven Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,521,063 (+2%) Land $456,319 Building $1,064,744 | ||
| 2025 | $20,303.00 (+0.4%) | $1,491,250 Land $447,375 Building $1,043,875 | |
| 2024 | $20,222.00 (+2.77%) | ||
| 2023 | $19,677.00 | $1,433,358 Land $430,007 Building $1,003,351 | $1,394,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Pepper Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Pepper Ln is low, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Tekify Fiber & Wireless Fixed Wireless | 1,000 / 220 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Sail Internet Fixed Wireless · DSL in parts of the area | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, RobinsonHSS.
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