111 Pepper Ln, Union City, CA 94587 Property Records

Alameda County property record for 111 Pepper Ln, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,867 sqft · built 1999
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Trust Names on File
Last Sale	$1,571,000 (Jul 2023)
Tax Bill	$21,618 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87-100-85`

Property Details

APN / Parcel Number

Primary APN	`87-100-85`
Alternative APN	`087-0100-085-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,867 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,746 sqft (0.086 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	111 PEPPER LN
City	UNION CITY
State	CA
Zip	94587-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00085 BLK: TR: 6922
Legal Subdivision	TRACT NO 6922
Legal Tract	6922
Legal Lot Number	85
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1024
Census Tract	440337

Owner

111 Pepper Ln is owner-occupied and held in a trust since July 2023.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	111 PEPPER LN, UNION CITY, CA 94587-8004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 17, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Oct 15, 2014 · Amount on File
Deed Document Number	202380675
Prior Transfer Date	Oct 23, 1998
Prior Transfer Doc	0000392044
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	111 PEPPER LN, UNION CITY, CA 94587-8004
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PEPPER LN, UNION CITY, CA 94587-8004

Mortgage

Document Number	0000040933
Date	Mar 30, 2026
Instrument	2026040933

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 17, 2023
Property Address	111 PEPPER LN, UNION CITY, CA 94587-8004
Document Number	0000080675
Map Reference	MB 237 PG 59-62
Instrument Date	Jul 10, 2023
Instrument	2023080675
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	111 PEPPER LN, UNION CITY, CA 94587-8004

Mortgage

Document Number	0000080676
Date	Jul 17, 2023
Instrument	2023080676

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	111 PEPPER LN, UNION CITY, CA 94587-8004
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PEPPER LN, UNION CITY, CA 94587-8004

Mortgage

Document Number	0000102164
Date	Mar 12, 2021
Instrument	2021102164

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	111 PEPPER LN, UNION CITY, CA 94587-8004
Document Number	0000095731
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	111 PEPPER LN UNION CITY CA 945878004, UNION CITY, CA 94587-8004

Mortgage

Document Number	0000095731
Date	Apr 27, 2020
Instrument	95731

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 111 Pepper Ln was $21,618 with a homeowner's exemption, up 0.6% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,503,000 (-5.79%) Land $453,000 Building $1,057,000
2025	$21,618.00 (+0.63%)	$1,595,420 Land $480,726 Building $1,121,694
2024	$21,482.00 (+76.43%)
2023	$12,176.00 (+1.54%)	$831,707 (+2%) Land $249,512 Building $582,195	$1,376,730
2022	$11,991.00	$815,400 Land $244,620 Building $570,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Pepper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Pepper Ln is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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