104 Patrick Cv, Ridgeland, MS 39157 Property Records

Madison County property record for 104 Patrick Cv, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,469 sqft · built 1986
Owner	Company Name on Record
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`072D-20A-001/01.07`

Property Details

APN / Parcel Number

Primary APN	`072D-20A-001/01.07`
Alternative APN	`13682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,469 sqft Adjusted Area
1st Floor Area	1,270 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Deck Area	169 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	13682
Old Parcel Number	072D-20A-001/01.07
Street Address	104 PATRICK CV
City	RIDGELAND
State	MS
Zip	39157-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 & IRREG SHAPED LOT OFF S/S L OT 88 BEAVER CREEK PART 4
Legal Range	02E
Legal Township	07N
Legal Section	20
Legal Subdivision	BEAVER CREEK PT 4
Legal Lot Number	87
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3009
Census Tract	30109

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	404 KNIGHTS CV W, BRANDON, MS 39047-4443
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC
Jun 30, 2017	Deed of Trust, Mortgage · FHA Mortgage ASSURANCE FIN'L
Jul 5, 2017	Warranty Deed, Transfer BENCHMARK TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023
Deed Sale	Nov 22, 2023
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Document Number	0004389583
Deed Book / Page	2665 / 709
Prior Transfer Date	May 10, 2011
Prior Transfer Doc	646246
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	104 PATRICK CV, RIDGELAND, MS 39157-2115
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 KNIGHTS CV W, BRANDON, MS 39047-4443

Mortgage

Document Number	00004412/1
Date	Feb 22, 2024
Book Page	4412/1
Instrument	999361

Lender

Name	EMPORIUM TPO LLC
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	104 PATRICK CV, RIDGELAND, MS 39157-2115
Document Number	0000815573
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	104 PATRICK CV RIDGELAND MS 391572115, RIDGELAND, MS 39157-2115

Mortgage

Document Number	0000815573
Date	Jul 5, 2017
Book Page	003495/000418
Instrument	815573

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 5, 2017
Property Address	104 PATRICK CV, RIDGELAND, MS 39157-2115
Document Number	0000815570
Book / Page	003495 / 000410
Instrument Date	Jun 26, 2017
Instrument	815570
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	BENCHMARK TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 PATRICK CV RIDGELAND MS 391572115, RIDGELAND, MS 39157-2115

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00	$15,890 (+0.39%)	$105,930 (+0.39%) Land $35,000 Building $70,930
2024	$1,712.00 (+0.41%)
2023	$1,705.00	$15,828	$105,520 Land $35,000 Building $70,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

Nearby Properties on Patrick Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures