103 Patrick Cv, Ridgeland, MS 39157 Property Records

Madison County property record for 103 Patrick Cv, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1986
Lot Size	0.266 acres (11,595 sqft)
Owner	Company Name on Record
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification May 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`072D-20A-001/01.04`

Property Details

APN / Parcel Number

Primary APN	`072D-20A-001/01.04`
Alternative APN	`13679`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Adjusted Area
Gross Area	1,334 sqft
1st Floor Area	1,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,595 sqft (0.266 acres)
Deck Area	169 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	13679
Street Address	103 PATRICK CV
City	RIDGELAND
State	MS
Zip	39157-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 BEAVER CREEK PT 4
Legal Range	02E
Legal Township	07N
Legal Section	20
Legal Subdivision	BEAVER CREEK PT 4
Legal Lot Number	84
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3009
Census Tract	30109

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1505 KING STREET EXT, 100, CHARLESTON, SC 29405-9442
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Loan Modification, Mortgage · Line of Credit ATHENE ANNUITY & LIFE CO
May 7, 2018	Quit Claim Deed, Transfer · Line of Credit ATHENE ANNUITY & LIFE CO
Dec 5, 2017	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018
Deed Sale	May 7, 2018
Prior Sale	Dec 5, 2017
Deed Document Number	2018838439
Deed Book / Page	3598 / 42
Prior Transfer Date	May 2, 2018
Prior Transfer Doc	3598/42
Record Updated	Jun 8, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Recording Date	Aug 26, 2019
Property Address	103 PATRICK CV, RIDGELAND, MS 39157-2135
Book / Page	003757 / 000741
Instrument Date	Aug 15, 2019
Instrument	871193
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number	0000871193
Date	Aug 26, 2019
Book Page	003757/000741
Instrument	871193

Lender

Name	ATHENE ANNUITY & LIFE CO
Address	2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	May 7, 2018
Property Address	103 PATRICK CV, RIDGELAND, MS 39157-2135
Document Number	0000838439
Book / Page	003598 / 000042
Instrument Date	May 2, 2018
Instrument	838439
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number	838440
Date	May 7, 2018
Book Page	003598/000050
Instrument	838440

Lender

Name	ATHENE ANNUITY & LIFE CO
Address	2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 6, 2023

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 5, 2017
Property Address	103 PATRICK CV, RIDGELAND, MS 39157-2135
Document Number	0000829325
Book / Page	003550 / 000347
Instrument Date	Nov 29, 2017
Instrument	829325
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OS NATIONAL LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00	$16,238 (+0.39%)	$108,250 (+0.39%) Land $35,000 Building $73,250
2024	$1,749.00 (+0.34%)
2023	$1,743.00	$16,175	$107,830 Land $35,000 Building $72,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

Nearby Properties on Patrick Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures