104 Opal Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 104 Opal Way, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,474 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$100 (Oct 2025)
Tax Bill$5,305 (2025)
Deeds & MortgagesOct 2025 Transfer
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN136141-1870

Property Details

APN / Parcel Number

Primary APN136141-1870

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,474 sqft Living Area
Gross Area2,914 sqft
1st Floor Area2,000 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 OPAL WAY
CitySAINT AUGUSTINE
StateFL
Zip32086-0346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/69-74 TREATY OAKS PHASE 2 UNIT 1 LOT 187 OR5544/1413 & 6237/442 (C/D)
Legal Range29E
Legal Township08S
Legal Section03
Legal SubdivisionTREATY OAKS PHASE 2 UNIT 1
Legal Phase2
Legal Block1
Legal Lot Number187
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1005
Census Tract21207

Owner

Source: St. Johns County records · APN 136141-1870

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Correction Deed
DO NO USE, AMERICAN HOME T&E CO
Apr 26, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP
Jan 12, 2021Grant Deed, Subdivision Related Transfer · Conventional with PMI
HOMEAMERICAN MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Prior SaleApr 26, 2022 · Amount on Record
Deed Document Number202583000
Deed Book / Page6237 / 442
Record UpdatedJun 08, 2026

October 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateOct 10, 2025
Property Address104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346
Document Number0062370442
Book / Page6237 / 442
Map ReferenceMB 93 PG 69
Instrument DateOct 09, 2025
Instrument2025083000
Record UpdatedOct 28, 2025
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address104 OPAL WAY, ST AUGUSTINE, FL 32086-0346

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 26, 2022
Property Address104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346
Document Number0055441413
Book / Page5544 / 1413
Map ReferenceMB 93 PG 69
Instrument DateMar 08, 2022
Instrument2022042350
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,706.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346

Mortgage

Document Number0055441414
DateApr 26, 2022
Instrument5544/1414
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2037

January 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJan 12, 2021
Property Address104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346
Document Number0051490663
Book / Page005149 / 000663
Instrument DateDec 31, 2020
Instrument3704
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 25, 2021
Title CompanyAMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address44 OPAL WAY ST AUGUSTINE FL 320860348, ST AUGUSTINE, FL 32086-0348

Mortgage

Document Number51490664
DateJan 12, 2021
Book Page005149/000664
Instrument3705
Lender
NameHOMEAMERICAN MTG
TypeMortgage Company
AddressGREENWOOD VILLAGE, CO 80111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 11, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$397,451 (-2.56%) Land $100,000 Building $297,451$397,451 (-4.5%) Land $100,000 Building $297,451
2025$5,305.00 (+12.16%) Homeowner's exemption$407,876 (+2.9%)$416,170 (-0.35%) Land $100,000 Building $316,170
2024$4,730.00 (+1.96%) Homeowner's exemption$396,381 (+3%)$417,617 (+8.52%) Land $77,000 Building $340,617
2023$4,639.00 (+326.77%) Homeowner's exemption$384,836 (+472.67%)$384,836 (+472.67%) Land $77,000 Building $307,836
2022$1,087.00$67,200$67,200 Land $67,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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