St. Johns County property record for 104 Opal Way, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,474 sqft · built 2022 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Oct 2025) |
| Tax Bill | $5,305 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136141-1870 |
| Primary APN | 136141-1870 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,474 sqft Living Area |
| Gross Area | 2,914 sqft |
| 1st Floor Area | 2,000 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 OPAL WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93/69-74 TREATY OAKS PHASE 2 UNIT 1 LOT 187 OR5544/1413 & 6237/442 (C/D) |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TREATY OAKS PHASE 2 UNIT 1 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 187 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21207 |
Source: St. Johns County records · APN 136141-1870
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 10, 2025 | Correction Deed DO NO USE, AMERICAN HOME T&E CO |
| Apr 26, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Jan 12, 2021 | Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMEAMERICAN MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Apr 26, 2022 · Amount on Record |
| Deed Document Number | 202583000 |
| Deed Book / Page | 6237 / 442 |
| Record Updated | Jun 08, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 10, 2025 |
| Property Address | 104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346 |
| Document Number | 0062370442 |
| Book / Page | 6237 / 442 |
| Map Reference | MB 93 PG 69 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 2025083000 |
| Record Updated | Oct 28, 2025 |
| Title Company | DO NO USE, AMERICAN HOME T&E CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 OPAL WAY, ST AUGUSTINE, FL 32086-0346 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346 |
| Document Number | 0055441413 |
| Book / Page | 5544 / 1413 |
| Map Reference | MB 93 PG 69 |
| Instrument Date | Mar 08, 2022 |
| Instrument | 2022042350 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | DO NO USE, AMERICAN HOME T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,706.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346 |
| Document Number | 0055441414 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 5544/1414 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 12, 2021 |
| Property Address | 104 OPAL WAY, SAINT AUGUSTINE, FL 32086-0346 |
| Document Number | 0051490663 |
| Book / Page | 005149 / 000663 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 3704 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 OPAL WAY ST AUGUSTINE FL 320860348, ST AUGUSTINE, FL 32086-0348 |
| Document Number | 51490664 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 005149/000664 |
| Instrument | 3705 |
| Name | HOMEAMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | GREENWOOD VILLAGE, CO 80111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,451 (-2.56%) Land $100,000 Building $297,451 | $397,451 (-4.5%) Land $100,000 Building $297,451 | |
| 2025 | $5,305.00 (+12.16%) Homeowner's exemption | $407,876 (+2.9%) | $416,170 (-0.35%) Land $100,000 Building $316,170 |
| 2024 | $4,730.00 (+1.96%) Homeowner's exemption | $396,381 (+3%) | $417,617 (+8.52%) Land $77,000 Building $340,617 |
| 2023 | $4,639.00 (+326.77%) Homeowner's exemption | $384,836 (+472.67%) | $384,836 (+472.67%) Land $77,000 Building $307,836 |
| 2022 | $1,087.00 | $67,200 | $67,200 Land $67,200 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 633 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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