103 Opal Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 103 Opal Way, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2021
Square Footage2,380 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
GarageAttached, 452 sqft
Last Sale$430,000 (2025)
Tax Bill$4,402.00 (2025)

Property Details

APN / Parcel Number

Primary APN136141-1960

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,380 sqft Living Area
Gross Area2,832 sqft Gross Area
1st Floor1,041 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area452 sqft Garage
Patio Area80 sqft Patio
Porch Area57 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address103 OPAL WAY
CitySAINT AUGUSTINE
StateFL
Zip32086-0347
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description93/69-74 TREATY OAKS PHASE 2 UNIT 1 LOT 196 OR6162/562
Legal Range29E
Legal Township08S
Legal Section03
Legal SubdivisionTREATY OAKS PHASE 2 UNIT 1
Legal Phase2
Legal Block1
Legal Lot Number196
Legal Unit1
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup1
Census Block1012
Census Tract21207

Owner

Source: St. Johns County records · APN 136141-1960

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1054 FLORIDA 20, INTERLACHEN, FL 32148
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2025Warranty Deed, Transfer
LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Aug 19, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2025 · Amount on Record
Deed SaleJun 06, 2025 · Amount on Record
Prior SaleAug 19, 2021 · Amount on Record
Deed Doc Number202544579
Deed Book / Page6162 / 562
Record RefreshedJun 08, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 06, 2025
Property Address103 OPAL WAY, SAINT AUGUSTINE, FL 32086-0347
Document Number0061620562
Book / Page6162 / 562
Map ReferenceMB 93 PG 69-74
Instrument DateMay 30, 2025
Instrument2025044579
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
Tax$3,010.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address15 PICKERING DR, PALM COAST, FL 32164-7080

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1054 STATE ROAD 20, INTERLACHEN, FL 32148-2427

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 19, 2021
Property Address103 OPAL WAY, SAINT AUGUSTINE, FL 32086-0347
Document Number0053470991
Book / Page5347 / 991
Map ReferenceMB 93 PG 69
Instrument DateAug 11, 2021
Instrument2021091739
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,286.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 OPAL WAY, SAINT AUGUSTINE, FL 32086-0347

Mortgage

Document Number0005347992
DateAug 19, 2021
Instrument5347/992
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$362,469 (+6.36%) Land $100,000 Building $262,469$362,469 (-2.33%) Land $100,000 Building $262,469
2025$4,402.00 (+12.53%) Homeowner's exemption$340,793 (+5.99%)$371,110 (+0.3%) Land $100,000 Building $271,110
2024$3,912.00 (+1.98%)
2023$3,836.00 (+2.9%) Homeowner's exemption$321,543 (+3%)$370,016 (+18.53%) Land $77,000 Building $293,016
2022$3,728.00 Homeowner's exemption$312,178$312,178 Land $67,200 Building $244,978

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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