104 Oak Trace Ct, Chapin, SC 29036 Property Records

Lexington County property record for 104 Oak Trace Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,764 sqft · built 2020
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$29,500 (Feb 2017)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001529-01-016`

Property Details

APN / Parcel Number

Primary APN	`001529-01-016`
Alternative APN	`0152901016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,764 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 OAK TRACE CT
City	CHAPIN
State	SC
Zip	29036-8290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FAIRWAY OAKS LOT 16
Legal Subdivision	FAIRWAY OAKS SUBDIVISION
Legal Lot Number	16
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21205

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 OAK TRACE CT, CHAPIN, SC 29036-8290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BK NA
Sep 19, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SOUTHERN FIRST BK NA
Feb 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	20177480
Deed Book / Page	19009 / 242
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	104 OAK TRACE CT, CHAPIN, SC 29036-8290
Document Number	2087703450
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OAK TRACE CT CHAPIN SC 29036, CHAPIN, SC 29036

Mortgage

Document Number	2087703450
Date	Jun 22, 2020
Book Page	020877/003450
Instrument	25896

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 19, 2019
Property Address	104 OAK TRACE CT, CHAPIN, SC 29036-8290
Book / Page	020835 / 004297
Instrument Date	Sep 18, 2019
Instrument	42428
Transaction Type	Construction Loan
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 JOBEN DR MURFREESBORO TN 371285810, MURFREESBORO, TN 37128-5810

Mortgage

Document Number	2083504297
Date	Sep 19, 2019
Book Page	020835/004297
Instrument	42428

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2020

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 16, 2017
Property Address	104 OAK TRACE CT, CHAPIN, SC 29036-8290
Document Number	1900900242
Book / Page	019009 / 000242
Instrument Date	Feb 7, 2017
Instrument	7480
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$109.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1831 JOBEN DR MURFREESBORO TN 371285810, MURFREESBORO, TN 37128-5810

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+10.76%)
2024	$1,719.00 (+1%)	$13,802 (-) Land $1,212 Building $12,590	$345,061 (-) Land $30,300 Building $314,761
2023	$1,702.00	$13,802 Land $1,212 Building $12,590	$345,061 Land $30,300 Building $314,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CarolinaConnect Cooperative, Verizon.

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