100 Oak Trace Ct, Chapin, SC 29036 Property Records

Lexington County property record for 100 Oak Trace Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,560 sqft · built 1997
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Aug 2025)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001529-01-015`

Property Details

APN / Parcel Number

Primary APN	`001529-01-015`
Alternative APN	`0152901015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	100 OAK TRACE CT
City	CHAPIN
State	SC
Zip	29036-8290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FAIRWAY OAKS LOT 15
Legal Subdivision	TIMBERLAKE PLANTATION FAIRWAY OAKS SUBDI
Legal Lot Number	15
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21205

Owner

100 Oak Trace Ct is owned and occupied by two individuals who bought it in August 2025.

Source: Lexington County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 27, 2025	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 23, 2024	Intrafamily Transfer, Transfer
Sep 15, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 2, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 11, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Sep 15, 2021
Deed Document Number	202532818
Deed Book / Page	21177 / 5210
Prior Transfer Date	Jul 18, 2024
Prior Transfer Doc	2111602603
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2095104419
Date	Jul 7, 2021
Book Page	20951/4419
Instrument	2021036676

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2050

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 27, 2025
Property Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Document Number	2117705210
Book / Page	21177 / 5210
Instrument Date	Aug 6, 2025
Instrument	2025032818
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,469.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290

Mortgage

Document Number	2025032819
Date	Aug 27, 2025
Instrument	2025032819

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Jul 23, 2024
Property Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Document Number	2111602603
Book / Page	21116 / 2603
Map Reference	MB 221G PG 9
Instrument Date	Jul 18, 2024
Instrument	2024026142
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Sep 15, 2021
Property Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Document Number	2096503200
Book / Page	20965 / 3200
Map Reference	MB 221-G PG 9
Instrument Date	Aug 11, 2021
Instrument	2021050055
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290

Mortgage

Document Number	2021050056
Date	Sep 15, 2021
Instrument	2021050056

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2088305646
Date	Jul 27, 2020
Book Page	20883/5646
Instrument	2020032199

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jul 2, 2020
Property Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Document Number	2087905204
Book / Page	20879 / 5204
Map Reference	MB 221-G PG 9
Instrument Date	Jun 30, 2020
Instrument	2020028105
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290

Mortgage

Document Number	2020028106
Date	Jul 2, 2020
Instrument	2020028106

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jul 11, 2018
Property Address	100 OAK TRACE CT, CHAPIN, SC 29036-8290
Document Number	2013800131
Book / Page	020138 / 000131
Instrument Date	Jul 5, 2018
Instrument	30497
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$1,332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	100 OAK TRACE CT CHAPIN SC 290368290, CHAPIN, SC 29036-8290

Tax Assessment & Valuation

The 2025 property tax bill for 100 Oak Trace Ct was $2,602, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,602.00 (+7.65%)	$15,800 (-) Land $1,212 Building $14,588
2024	$2,417.00 (+0.88%)	$15,800 (-) Land $1,212 Building $14,588	$395,000 (-) Land $30,300 Building $364,700
2023	$2,396.00	$15,800 Land $1,212 Building $14,588	$395,000 Land $30,300 Building $364,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Oak Trace Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Oak Trace Ct is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CarolinaConnect Cooperative, Verizon.

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