St. Louis County property record for 104 Oak St, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,252 sqft · built 1951 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,210 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0070-00960 |
| Primary APN | 185-0070-00960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,252 sqft Gross Area |
| 1st Floor Area | 1,252 sqft |
| Basement Area | 939 sqft |
| Finished Basement | 939 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Area | 528 sqft |
| Deck Area | 30 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 652128 |
|---|---|
| Street Address | 104 OAK ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 18 AND 19 SERIAL # |
| Legal Subdivision | PROCTOR CENTRAL DIV |
| Legal Block | 4 |
| Legal Lot Number | 18-19 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10100 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 OAK ST, DULUTH, MN 55810-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,210.00 (-2.01%) Homeowner's exemption | ||
| 2025 | $3,276.00 (+8.41%) Homeowner's exemption | $245,800 (-3.27%) Land $16,500 Building $229,300 | $245,800 (-3.27%) Land $16,500 Building $229,300 |
| 2024 | $3,022.00 | $254,100 (+30.37%) Land $15,700 Building $238,400 | $254,100 (+30.37%) Land $15,700 Building $238,400 |
| 2022 | $194,900 Land $11,900 Building $183,000 | $194,900 Land $11,900 Building $183,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Proctor serves 3,099 people · EPA ID MN1690042 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: Mediacom Communications, T-Mobile USA.
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