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103 Oak St, Duluth, MN 55810 Property Records

St. Louis County property record for 103 Oak St, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 920 sqft · built 1920
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$36,954 (Mar 2023)
Tax Bill$1,428 (2026)
Deeds & MortgagesMar 2023 Sale
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN185-0070-00180

Property Details

APN / Parcel Number

Primary APN185-0070-00180
Alternative APNs
  • 1090915
  • 881791

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area920 sqft Gross Area
1st Floor Area920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,750 sqft (0.086 acres)
Garage Area476 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number1090915
Street Address103 OAK ST
CityDULUTH
StateMN
Zip55810-2348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0018 BLOCK:001 SERIAL #
Legal SubdivisionPROCTOR CENTRAL DIVISION
Legal Block1
Legal Lot Number18
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group2
Census Block2013
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0070-00180

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 W REDWING ST, DULUTH, MN 55803-1712
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Warranty Deed, Transfer
NOT AVAILABLE, ST LOUIS TITLE
Mar 27, 2023Warranty Deed, Transfer
NOT AVAILABLE, ST LOUIS TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Prior SaleMar 27, 2023 · Amount on Record
Deed Document Number20231067027
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 27, 2023
Property Address103 OAK ST, DULUTH, MN 55810-2348
Document Number0001067026
Instrument DateSep 22, 2022
Instrument1067026
Transaction TypeTransfer
Record UpdatedMay 05, 2023
Title CompanyNOT AVAILABLE, ST LOUIS TITLE

Transaction

AmountAmount Recorded
Tax$189.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address815 N 31TH ST #303F # 303F, 303F, GRAND FORKS, ND 58203

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 27, 2023
Property Address103 OAK ST, DULUTH, MN 55810-2348
Document Number0001067027
Instrument DateSep 22, 2022
Instrument1067027
Transaction TypeTransfer
Record UpdatedMay 05, 2023
Title CompanyNOT AVAILABLE, ST LOUIS TITLE

Transaction

AmountAmount Recorded
Tax$122.45
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 W REDWING ST, DULUTH, MN 55803-1712

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,428.00 (+31.01%)
2025$1,090.00 (+10.55%)$97,900 (+28.99%) Land $8,200 Building $89,700$97,900 (+28.99%) Land $8,200 Building $89,700
2024$986.00$75,900 (+30.41%) Land $8,200 Building $67,700$75,900 (+30.41%) Land $8,200 Building $67,700
2022$58,200 Land $6,200 Building $52,000$58,200 Land $6,200 Building $52,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
AirFiber
Fixed Wireless		100 / 20

May also be available: Mediacom Communications, T-Mobile USA.

Based on FCC filings for 441 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemProctor
serves 3,099 people
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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