Bergen County and Closter Borough property record for 104 Oak St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,835 sqft · built 1954 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $918,000 (Dec 2020) |
| Tax Bill | $22,342 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 07-00611-0000-00014 |
| Primary APN | 07-00611-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,835 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Account Number | 063160 |
|---|---|
| Street Address | 104 OAK ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.23 AC |
| Legal Subdivision | BURROWS NEELY & CO |
| Legal Block | 611 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 OAK ST, CLOSTER, NJ 07624-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI GET A RATE LLC |
| Dec 8, 2020 | Grant Deed, Transfer · Conventional Mortgage GET A RATE LLC |
| Dec 20, 2017 | Deed of Trust, Mortgage CITADEL SVCNG CORP |
| Jan 23, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Feb 2, 2017 | Grant Deed, Transfer · Construction Mortgage RCN CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Prior Sale | Feb 2, 2017 · Amount on Record |
| Deed Document Number | 2020129443 |
| Deed Book / Page | 3853 / 1105 |
| Prior Transfer Date | Dec 20, 2017 |
| Prior Transfer Doc | 0028441382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 104 OAK ST, CLOSTER, NJ 07624-1715 |
| Document Number | 0038531110 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 104 OAK ST CLOSTER NJ 076241715, CLOSTER, NJ 07624-1715 |
| Document Number | 0038531110 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 003853/001110 |
| Instrument | 129444 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 8, 2020 |
| Property Address | 104 OAK ST, CLOSTER, NJ 07624-1715 |
| Document Number | 0038531105 |
| Book / Page | 003853 / 001105 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 129443 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $918.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 OAK ST CLOSTER NJ 076241715, CLOSTER, NJ 07624-1715 |
| Document Number | 38531110 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 003853/001110 |
| Instrument | 129444 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 104 OAK ST, CLOSTER, NJ 07624-1715 |
| Document Number | 0028441389 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Address | 104 OAK ST CLOSTER NJ 076241715, CLOSTER, NJ 07624-1715 |
| Document Number | 0028441389 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 002844/001389 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 23, 2018 |
| Property Address | 104 OAK ST, CLOSTER, NJ 07624-1715 |
| Document Number | 0028441382 |
| Book / Page | 002844 / 001382 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 2, 2017 |
| Property Address | 104 OAK ST, CLOSTER, NJ 07624-1715 |
| Document Number | 0025250766 |
| Book / Page | 002525 / 000766 |
| Instrument Date | Dec 2, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 34 MAHAN ST #2 TENAFLY NJ 076701822, 2, TENAFLY, NJ 07670-1822 |
| Document Number | 25250773 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 002525/000773 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2018 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100,200 (+2.03%) Land $512,500 Building $587,700 | $1,100,200 (+2.03%) Land $512,500 Building $587,700 | |
| 2025 | $22,342.00 (+5.16%) | $1,078,300 (+13.86%) Land $497,500 Building $580,800 | $1,078,300 (+13.86%) Land $497,500 Building $580,800 |
| 2024 | $21,246.00 (+6.88%) | ||
| 2023 | $947,000 Land $410,000 Building $537,000 | $947,000 Land $410,000 Building $537,000 | |
| 2022 | $19,879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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