Bergen County and Closter Borough property record for 70 Oak St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,600 sqft · built 1963 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $815,000 (Jul 2021) |
| Tax Bill | $20,401 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00611-0000-00010 |
| Primary APN | 07-00611-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,600 sqft Living Area |
| 1st Floor Area | 2,600 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Stucco |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Account Number | 063120 |
|---|---|
| Street Address | 70 OAK ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | L37-40 125X100 |
| Legal Subdivision | BURROWS NEELEY & CO |
| Legal Block | 611 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 70 OAK ST, CLOSTER, NJ 07624-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Sep 4, 2014 · Amount on Record |
| Deed Document Number | 2021111596 |
| Deed Book / Page | 4265 / 1362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 12, 2021 |
| Property Address | 70 OAK ST, CLOSTER, NJ 07624-1716 |
| Document Number | 0042651362 |
| Book / Page | 4265 / 1362 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021111596 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,464.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 PROSPECT PARK W # W5, 180, BROOKLYN, NY 11215-5265 |
| Name | Verified Name |
|---|---|
| Address | 70 OAK ST, CLOSTER, NJ 07624-1716 |
| Document Number | 2021111597 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021111597 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 70 OAK ST, CLOSTER, NJ 07624-1716 |
| Document Number | 0030721360 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | SOUTHWEST FINANCIAL, SWF |
| Name | Verified Name |
|---|---|
| Address | 70 OAK ST CLOSTER NJ 076241716, CLOSTER, NJ 07624-1716 |
| Document Number | 0030721360 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 003072/001360 |
| Instrument | 71031 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,007,400 (+2.32%) Land $552,500 Building $454,900 | $1,007,400 (+2.32%) Land $552,500 Building $454,900 | |
| 2025 | $20,401.00 (+6.01%) | $984,600 (+21.12%) Land $535,000 Building $449,600 | $984,600 (+21.12%) Land $535,000 Building $449,600 |
| 2024 | $19,245.00 (+16.38%) | ||
| 2023 | $812,900 Land $435,000 Building $377,900 | $812,900 Land $435,000 Building $377,900 | |
| 2022 | $16,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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