Garrard County property record for 104 N Paulding St, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1948 |
| Lot Size | 0.232 acres (10,121 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $55,000 (Mar 2014) |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-03-005 |
| Primary APN | L3-03-005 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 10,121 sqft (0.232 acres) |
| Sewer | Connected |
|---|
| Account Number | 10416 |
|---|---|
| Street Address | 104 N PAULDING ST |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & TRACTS 1-2-3 |
| Legal Subdivision | CITY OF LANCASTER |
| Legal Tract | 1-2-3 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 970201 |
104 N Paulding St is held in a trust since March 2014.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 214 STANFORD ST, LANCASTER, KY 40444-1298 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2014 · Amount on File |
| Deed Sale | Mar 11, 2014 · Amount on File |
| Deed Document Number | 2014119962 |
| Deed Book / Page | 274 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 17, 2026 |
| Property Address | 104 N PAULDING ST, LANCASTER, KY 40444-1084 |
| Document Number | 0000220731 |
| Book / Page | 338 / 585 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2026220731 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 214 STANFORD ST, LANCASTER, KY 40444-1298 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 104 N Paulding St was $780, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (-) Land $25,000 Building $45,000 | $70,000 (-) Land $25,000 Building $45,000 | |
| 2025 | $780.00 (-0.51%) | $70,000 (-) Land $25,000 Building $45,000 | $70,000 (-) Land $25,000 Building $45,000 |
| 2024 | $784.00 (+4.95%) | $70,000 (+7.69%) Land $25,000 Building $45,000 | $70,000 (+7.69%) Land $25,000 Building $45,000 |
| 2023 | $747.00 (-0.93%) | $65,000 (-) Land $25,000 Building $40,000 | $65,000 (-) Land $25,000 Building $40,000 |
| 2022 | $754.00 | $65,000 Land $25,000 Building $40,000 | $65,000 Land $25,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 N Paulding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 104 N Paulding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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