Garrard County property record for 101 N Paulding St, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · built 1938 |
| Lot Size | 0.171 acres (7,478 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Oct 2018) |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Oct 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L1-10-021 |
| Primary APN | L1-10-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,478 sqft (0.171 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 24436 |
|---|---|
| Street Address | 101 N PAULDING ST |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | PAULDING ST |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970201 |
Source: Garrard County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 N PAULDING ST, LANCASTER, KY 40444-1085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed, Transfer |
| Oct 3, 2018 | Deed, Transfer |
| Oct 5, 2005 | Deed, Transfer · Line of Credit CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
| Oct 5, 2005 | Correction Deed JAMES S. SANDERS, ATTORNEY A |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on Record |
| Deed Sale | Oct 3, 2018 · Amount on Record |
| Prior Sale | Oct 5, 2005 · Amount on Record |
| Deed Document Number | 2018140525 |
| Deed Book / Page | 295 / 608 |
| Prior Transfer Date | Aug 22, 2005 |
| Prior Transfer Doc | 000234/701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 19, 2022 |
| Property Address | 101 N PAULDING ST, LANCASTER, KY 40444-1085 |
| Document Number | 00D317/482 |
| Book / Page | D317 / 482 |
| Map Reference | DB 302 PG 638 |
| Instrument Date | Aug 13, 2022 |
| Instrument | 171329 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $128.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 110 DANVILLE AVE, STANFORD, KY 40484-1202 |
| Name | Verified Name |
|---|---|
| Address | 110 DANVILLE AVE, STANFORD, KY 40484-1202 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 3, 2018 |
| Property Address | 101 N PAULDING ST, LANCASTER, KY 40444-1085 |
| Document Number | 00D295/608 |
| Book / Page | D295 / 608 |
| Map Reference | DB 234 PG 706 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 140525 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2075 CRAB ORCHARD RD, LANCASTER, KY 40444-8441 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 5, 2005 |
| Property Address | 101 N PAULDING ST, LANCASTER, KY 40444-1085 |
| Document Number | 000234/706 |
| Book / Page | 234 / 706 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 N PAULDING ST, LANCASTER, KY 40444-1085 |
| Document Number | 00M249/827 |
|---|---|
| Date | Oct 5, 2005 |
| Book Page | M249/827 |
| Instrument | 67512 |
| Name | CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
|---|---|
| Address | LANCASTER, KY 40444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2025 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 5, 2005 |
| Property Address | 101 N PAULDING ST, LANCASTER, KY 40444-1085 |
| Document Number | 000234/701 |
| Book / Page | 234 / 701 |
| Instrument Date | Aug 22, 2005 |
| Instrument | 67509 |
| Record Updated | Jun 29, 2026 |
| Title Company | JAMES S. SANDERS, ATTORNEY A |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2057 LEXINGTON RD, LANCASTER, KY 40444-9008 |
| Name | Verified Name |
|---|---|
| Address | 215 MAPLEWOOD DR, LANCASTER, KY 40444-1044 |
| Investor | Possibly a Property Investor |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,000 (-) Land $20,000 Building $114,000 | $134,000 (-) Land $20,000 Building $114,000 | |
| 2025 | $1,494.00 (-0.47%) | $134,000 (-) Land $20,000 Building $114,000 | $134,000 (-) Land $20,000 Building $114,000 |
| 2024 | $1,501.00 (-2.6%) | $134,000 (-) Land $20,000 Building $114,000 | $134,000 (-) Land $20,000 Building $114,000 |
| 2023 | $1,541.00 | $134,000 Land $20,000 Building $114,000 | $134,000 Land $20,000 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures