104 N Main St, Spaulding (Riverton), IL 62561 Property Records

Sangamon County property record for 104 N Main St, Spaulding, IL 62561

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2026)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Dec 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-03.0-306-001`

Property Details

APN / Parcel Number

Primary APN	`15-03.0-306-001`
Alternative APN	`15030306001 (CHECK DIGIT = 6)`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Account Number	15030306001
Street Address	104 N MAIN ST
City	SPAULDING
State	IL
Zip	62561-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW COR W1/2 SW1/4 3-16-4
Legal Range	04
Legal Township	16
Legal Section	03
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	4
Census Block	4054
Census Tract	3802

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Dec 6, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Apr 6, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Dec 20, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2018	Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	20266709
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017R16208
Date	Jun 27, 2017
Instrument	2017R16208

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2037

Interest

Rate Type	Adjustable Rate

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R47688
Date	Dec 6, 2010
Instrument	2010R47688

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2025

Interest

Rate Type	Fixed Rate

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R18494
Date	Apr 6, 2009
Instrument	2009R18494

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2024

Interest

Rate Type	Fixed Rate

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R49170
Date	Dec 20, 2012
Instrument	2012R49170

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Dec 19, 2023

Interest

Rate Type	Fixed Rate
Rate	2.5%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 23, 2026
Property Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Document Number	0000006709
Instrument Date	Apr 22, 2026
Instrument	2026.6709
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 N MAIN ST, SPAULDING, IL 62561-9782

Mortgage

Document Number	0000006710,
Date	Apr 23, 2026
Instrument	2026..6710

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 23, 2026
Property Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Document Number	2026R06709
Instrument Date	Apr 22, 2026
Instrument	20266709
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 N MAIN ST, SPAULDING, IL 62561-9782

Mortgage

Document Number	0000006710,
Date	Apr 23, 2026
Instrument	20266710

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 12, 2018
Property Address	104 N MAIN ST, SPAULDING, IL 62561-9782
Document Number	2018R00846
Instrument Date	Dec 27, 2017
Instrument	2018R00846
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2921 GREENBRIAR DR, SPRINGFIELD, IL 62704-6421

Mortgage

Document Number	2018R00847
Date	Jan 12, 2018
Instrument	2018R00847

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Municipality	Spaulding Village
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00 (+1%) Homeowner's exemption	$53,052 (+6.49%) Land $2,850 Building $50,202	$159,156 (+6.49%) Land $8,550 Building $150,606
2024	$2,793.00 (+10.26%)	$49,818 (+16.15%) Land $2,676 Building $47,142	$149,454 (+16.15%) Land $8,028 Building $141,426
2022	$2,533.00 Homeowner's exemption	$42,890 Land $2,304 Building $40,586	$128,670 Land $6,912 Building $121,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1982–2015)
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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