221 N Main St, Spaulding (Riverton), IL 62561 Property Records

Sangamon County property record for 221 N Main St, Spaulding, IL 62561

Property Summary

Property Type	Single Family Home
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on File
Last Sale	$85,500 (Jan 2015)
Tax Bill	$3,165 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-04.0-276-025`

Property Details

APN / Parcel Number

Primary APN	`15-04.0-276-025`
Alternative APN	`15040276025 (CHECK DIGIT = 9)`

Exterior

Lot Area	94,961 sqft (2.18 acres)

Location & Zoning

Account Number	15040276025
Street Address	221 N MAIN ST
City	SPAULDING
State	IL
Zip	62561-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SE1/4 NE1/4 4-16-4
Legal Range	04
Legal Township	16
Legal Section	04
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1010
Census Tract	3802

Owner

221 N Main St is owned and occupied by an individual who bought it in January 2015.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	221 N MAIN ST, SPAULDING, IL 62561-9702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit INB NA
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2015 · Amount on File
Deed Sale	Jan 23, 2015 · Amount on File
Prior Sale	Jan 14, 2010
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	221 N MAIN ST, SPAULDING, IL 62561-9702
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R05190
Date	Mar 31, 2026
Instrument	2026R05190

Lender

Name	INB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 19, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	221 N MAIN ST, SPAULDING, IL 62561-9702
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R14571
Date	Jun 17, 2020
Instrument	2020R14571

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	221 N MAIN ST, SPAULDING, IL 62561-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R14571
Date	Jun 17, 2020
Instrument	2020R14571

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 N Main St was $3,165 with a homeowner's exemption, up 0.9% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Municipality	Spaulding Village
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,165.00 (+0.89%) Homeowner's exemption	$58,796 (+6.49%) Land $12,780 Building $46,016	$176,388 (+6.49%) Land $38,340 Building $138,048
2024	$3,137.00	$55,213 Land $12,001 Building $43,212	$165,639 Land $36,003 Building $129,636
2022	$2,639.00 Homeowner's exemption	$44,433 Land $10,332 Building $34,101	$133,299 Land $30,996 Building $102,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 N Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1993–2015)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERTON serves 4,279 people · EPA ID IL1670950
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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