St. Charles County property record for 104 N 4th St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1903 |
| Square Footage | 2,481 sqft Living Area |
| Lot Size | 0.247 acres |
| Occupancy | Owner Occupied |
| Last Sale | $277,500 (2015) |
| Tax Bill | $4,425.00 (2025) |
Source: St. Charles County records · APN 007900A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 N 4TH ST, SAINT CHARLES, MO 63301-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| Oct 01, 2019 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2015 · Amount on Record |
| Deed Sale | Aug 03, 2015 · Amount on Record |
| Prior Sale | Sep 28, 2005 · Amount on Record |
| Deed Doc Number | 0006398988 |
| Deed Book / Page | 6398 / 988 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 104 N 4TH ST, SAINT CHARLES, MO 63301-2816 |
| Document Number | 0000091895 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 104 N 4TH ST ST CHARLES MO 633012816, ST CHARLES, MO 63301-2816 |
| Document Number | 0000091895 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 91895 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 104 N 4TH ST, SAINT CHARLES, MO 63301-2816 |
| Document Number | 0071580510 |
| Instrument Date | Oct 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 104 N 4TH ST ST LOUIS MO 63105, ST LOUIS, MO 63105 |
| Document Number | 0071580510 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 007158/000510 |
| Instrument | 560810 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 07, 2049 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,425.00 | $70,765 (+3.87%) | $372,445 (+3.87%) Land $50,000 Building $322,445 |
| 2023 | $68,126 | ||
| 2022 | $358,565 Land $37,500 Building $321,065 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 007900A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,481 sqft Living Area |
| 1st Floor | 1,825 sqft 1st Floor |
| Basement Area | 1,469 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1903 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 10,800 sqft |
| Depth X Width | 150 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 1,050 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 272 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 007900A000 |
|---|---|
| Old Parcel Number | 007900A000 |
| Street Address | 104 N 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 90 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 90 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1068 |
| Census Tract | 310502 |
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