104 N 20th St, Dolores, CO 81323 Property Records

Montezuma County property record for 104 N 20th St, Dolores, CO 81323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,205 sqft · built 2001
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Sep 2018)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Mar 2023 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R013159`

Property Details

APN / Parcel Number

Primary APN	`R013159`
Alternative APN	`535910411009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,205 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Garage Area	440 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R013159
Street Address	104 N 20TH ST
City	DOLORES
State	CO
Zip	81323-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-1
Legal Description	SUBDIVISION: TIBBITS-REYNOLDS LOT: 7-8 BLOCK: 1
Legal Subdivision	TIBBITS-REYNOLDS
Legal Block	1
Legal Lot Number	7-8
Jurisdiction	MONTEZUMA CO
Township / Civil Division	DOLORES
Census Block Group	2
Census Block	2086
Census Tract	969000

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2453 HOME RANCH CT, GRAND JUNCTION, CO 81505-8646
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Bargain and Sale Deed, Transfer
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	Jul 12, 2002 · Amount on File
Deed Document Number	2018619075
Prior Transfer Date	Jun 26, 2002
Prior Transfer Doc	0000505505
Record Updated	Jun 8, 2026

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Mar 17, 2023
Property Address	104 N 20TH ST, DOLORES, CO 81323-5038
Document Number	0000649969
Map Reference	MB 10 PG 10
Instrument Date	Mar 16, 2023
Instrument	649969
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 RIVER RANCH CT, FRUITA, CO 81521-8436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2453 HOME RANCH CT, GRAND JUNCTION, CO 81505-8646

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	104 N 20TH ST, DOLORES, CO 81323-5038
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2453 HOME RANCH CT, GRAND JUNCTION, CO 81505-8646

Mortgage

Document Number	641389
Date	Nov 16, 2021
Instrument	641389

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 7, 2018
Property Address	104 N 20TH ST, DOLORES, CO 81323-5038
Document Number	0000619075
Map Reference	MB10 PG10
Instrument Date	Aug 31, 2018
Instrument	619075
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000619076
Date	Sep 7, 2018
Instrument	619076

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Dolores Town
Unified School District	Dolores School District RE-4A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00 (+1.16%)	$25,002 (+14.78%) Land $5,498 Building $19,504	$314,101 (+14.79%) Land $69,075 Building $245,026
2024	$1,719.00 (+21.31%)	$21,782 (-16.74%) Land $4,219 Building $17,563	$273,636 (-16.74%) Land $52,998 Building $220,638
2023	$1,417.00 (+3.81%)	$26,160 (+29%) Land $5,067 Building $21,093	$328,636 (+28.99%) Land $63,650 Building $264,986
2022	$1,365.00	$20,279 Land $2,205 Building $18,074	$254,768 Land $27,702 Building $227,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOLORES serves 1,626 people · EPA ID CO0142400
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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