100 N 20th St, Dolores, CO 81323 Property Records

Montezuma County property record for 100 N 20th St, Dolores, CO 81323

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1984
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Sep 2006)
Tax Bill	$935 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003018`

Property Details

APN / Parcel Number

Primary APN	`R003018`
Alternative APN	`535910411003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,248 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R003018
Street Address	100 N 20TH ST
City	DOLORES
State	CO
Zip	81323-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-2
Legal Description	SUBDIVISION: TIBBITS-REYNOLDS BLOCK: 1 E 1/2 OF L 1-3 B 539 P 763-70 B 645 P 859 B694 P605 R/484202
Legal Subdivision	TIBBITS-REYNOLDS
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTEZUMA CO
Township / Civil Division	DOLORES
Census Block Group	2
Census Block	2086
Census Tract	969000

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 302, DOLORES, CO 81323-0302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE INC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2006 · Amount on File
Deed Sale	Sep 29, 2006 · Amount on File
Prior Sale	Nov 8, 1999 · Amount on File
Deed Document Number	2006543691
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 28, 2026
Property Address	100 N 20TH ST, DOLORES, CO 81323-5038
Document Number	0000668200
Instrument Date	Jul 22, 2026
Instrument	2026668200
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	100 N 20TH ST, DOLORES, CO 81323-5038

Mortgage

Document Number	0000668200,
Date	Jul 28, 2026
Instrument	2026668200

Lender

Name	MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	100 N 20TH ST, DOLORES, CO 81323-5038
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	639627
Date	Aug 30, 2021
Instrument	639627

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Dolores Town
Unified School District	Dolores School District RE-4A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00 (+25.84%)	$13,439 (+42.73%) Land $4,122 Building $9,317	$168,826 (+42.72%) Land $51,780 Building $117,046
2024	$743.00 (+21.41%)	$9,416 (-31.74%) Land $2,593 Building $6,823	$118,292 (-31.74%) Land $32,570 Building $85,722
2023	$612.00 (-11.3%)	$13,794 (+34.35%) Land $3,798 Building $9,996	$173,292 (+34.35%) Land $47,714 Building $125,578
2022	$690.00	$10,267 Land $1,653 Building $8,614	$128,985 Land $20,766 Building $108,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOLORES serves 1,626 people · EPA ID CO0142400
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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