104 N 12th St, Erwin, NC 28339 Property Records

Harnett County property record for 104 N 12th St, Erwin, NC 28339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,170 sqft · built 1903
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$78,000 (Jul 2018)
Tax Bill$2,047 (2026)
Deeds & MortgagesOct 2019 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06059710080050

Property Details

APN / Parcel Number

Primary APN06059710080050
Alternative APN
  • 1500028304

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Heated Area
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1970
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions212 ft deep x 70 ft wide
Garage TypeCarport
Garage Area490 sqft
CarportCarport
Carport Area490 sqft
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number1500028304
Street Address104 N 12TH ST
CityERWIN
StateNC
Zip28339-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCB
Legal DescriptionLOT#305 ERWIN MILLS MB#6-87 70X212
Legal SubdivisionERWIN MILLS INC
Legal Lot Number305
JurisdictionHARNETT NC
Township / Civil DivisionDUKE
Census Block Group2
Census Block2050
Census Tract70500

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 N 12TH ST, ERWIN, NC 28339-1810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · VA Mortgage
ROYAL UNITED MTG
Jul 27, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleSep 25, 2003
Deed Document Number201810864
Deed Book / Page3626 / 586
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address104 N 12TH ST, ERWIN, NC 28339-1810
Document Number0000019137
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 N 12TH ST ERWIN NC 283391810, ERWIN, NC 28339-1810

Mortgage

Document Number0000019137
DateDec 27, 2019
Book Page003768/000631
Instrument19137
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueDec 26, 2044

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJul 27, 2018
Property Address104 N 12TH ST, ERWIN, NC 28339-1810
Document Number0000010864
Book / Page3626 / 0586
Map ReferenceMB6 PG87-89
Instrument DateJul 25, 2018
Instrument2018010864
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3366 STOKESTOWN SAINT JOHNS RD, 3366, GREENVILLE, NC 27858-8807

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 N 12TH ST, ERWIN, NC 28339-1810

Mortgage

Document Number0000010865
DateJul 27, 2018
Instrument2018010865
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
MunicipalityErwin Town
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,047.00 (+35.12%)$158,877 (+32.84%)$158,877 (+32.84%) Land $50,400 Building $108,477
2025$1,515.00 (+2.43%)$119,601 (-)$119,601 (-) Land $20,790 Building $98,811
2023$1,479.00$119,601$119,601 Land $20,790 Building $98,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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