Harnett County property record for 103 N 12th St, Erwin, NC 28339
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,886 sqft · built 1906 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Apr 2022) |
| Tax Bill | $3,241 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06059711190011 |
| Primary APN | 06059711190011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Heated Area |
| 1st Floor Area | 1,091 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 216 ft deep x 70 ft wide |
| Garage Area | 1,008 sqft |
| Porch | Porch |
| Porch Area | 234 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1500048705 |
|---|---|
| Street Address | 103 N 12TH ST |
| City | ERWIN |
| State | NC |
| Zip | 28339-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CB |
| Legal Description | 1 LOT 103 N 12TH STREET 70X216 |
| Legal Subdivision | ERWIN MILLS INC |
| Legal Lot Number | 103 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 70500 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 N 12TH ST, ERWIN, NC 28339-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · VA Mortgage ACTS LENDING INC |
| Apr 7, 2022 | Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on Record |
| Deed Sale | Apr 7, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2001 · Amount on Record |
| Deed Document Number | 20227370 |
| Deed Book / Page | 4137 / 544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 11, 2026 |
| Property Address | 103 N 12TH ST, ERWIN, NC 28339-1809 |
| Document Number | 0000009366 |
| Book / Page | 4341 / 2824 |
| Instrument Date | May 5, 2026 |
| Instrument | 20269366 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 103 N 12TH ST, ERWIN, NC 28339-1809 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009366, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 4341/2824 |
| Instrument | 20269366 |
| Name | ACTS LENDING INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 7, 2022 |
| Property Address | 103 N 12TH ST, ERWIN, NC 28339-1809 |
| Document Number | 0000007370 |
| Book / Page | 4137 / 544 |
| Map Reference | MB 6 PG 87-90 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022007370 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 AMAN DAIRY RD, 720, DUNN, NC 28334-1530 |
| Name | Verified Name |
|---|---|
| Address | 103 N 12TH ST, ERWIN, NC 28339-1809 |
| Document Number | 0000007371 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2022007371 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 103 N 12TH ST, ERWIN, NC 28339-1809 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 103 N 12TH ST, ERWIN, NC 28339-1809 |
| Document Number | 0000010489 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 3980/504 |
| Instrument | 2021010489 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Erwin Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,241.00 (+51.45%) | $255,583 (+48.74%) | $255,583 (+48.74%) Land $50,400 Building $205,183 |
| 2025 | $2,140.00 (+2.49%) | $171,831 (-) | $171,831 (-) Land $20,790 Building $151,041 |
| 2023 | $2,088.00 | $171,831 | $171,831 Land $20,790 Building $151,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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