104 Main St, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 104 Main St, Sugar Mountain, NC 28604

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 1,771 sqft · built 1981
Lot Size	0.764 acres (33,289 sqft)
Owner	Individual Name on Record
Last Sale	$960,000 (Jun 2024)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Aug 2022 Sale Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1857-00-40-0409-00004`

Property Details

APN / Parcel Number

Primary APN	`1857-00-40-0409-00004`
Alternative APNs	`81746` `78424`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,771 sqft Gross Area
1st Floor Area	1,771 sqft
Basement Area	688 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	33,289 sqft (0.764 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	81746
Street Address	104 MOON RUN
City	BANNER ELK
State	NC
Zip	28604
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	NULL
Legal Description	LRDC BROOK HILL I UT D PLAT 3-9
Legal Subdivision	LRDC BROOK HILL I UT D
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1053
Census Tract	930200

Owner

Source: Avery County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 N CORCORAN ST, 2701, DURHAM, NC 27701-5029
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHERN TR
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jan 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	20242711
Deed Book / Page	600 / 1374
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 22, 2022
Property Address	104 MAIN ST, SUGAR MOUNTAIN, NC 28604
Document Number	0000004916
Book / Page	580 / 2373
Map Reference	MB 127 PG 144
Instrument Date	Aug 1, 2022
Instrument	2022004916
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$1,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 DOCKSIDE LN, KEY LARGO, FL 33037-5267

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 14, 2020
Property Address	104 MAIN ST, SUGAR MOUNTAIN, NC 28604
Document Number	0005481870
Book / Page	000548 / 001870
Instrument Date	Sep 14, 2020
Instrument	4836
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 GULF SHORE BLVD N NAPLES FL 341033436, NAPLES, FL 34103-3436

Mortgage

Document Number	5481875
Date	Sep 14, 2020
Book Page	000548/001875
Instrument	4837

Lender

Name	NORTHERN TR
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 13, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Oct 5, 2017
Property Address	104 MAIN ST, SUGAR MOUNTAIN, NC 28604
Document Number	0005130049
Book / Page	000513 / 000049
Instrument Date	Sep 14, 2017
Instrument	3882
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7746 SAVANNAH GA 31418, SAVANNAH, GA 31418

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 15, 2017
Property Address	104 MAIN ST, SUGAR MOUNTAIN, NC 28604
Document Number	0005121151
Book / Page	000512 / 001151
Instrument Date	Sep 10, 2017
Instrument	3579
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8664 FALCON GREEN DR WEST PALM BEACH FL 334121576, WEST PALM BEACH, FL 33412-1576

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Jan 19, 2018
Property Address	104 MAIN ST, SUGAR MOUNTAIN, NC 28604
Document Number	0005160037
Book / Page	000516 / 000037
Instrument Date	Jan 10, 2017
Instrument	251
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8664 FALCON GREEN DR WEST PALM BEACH FL 334121576, WEST PALM BEACH, FL 33412-1576

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00	$485,200 (-) Building $485,200	$485,200 (-) Building $485,200
2023	$1,940.00	$485,200 Building $485,200	$485,200 Building $485,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures