103 Main St, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 103 Main St, Sugar Mountain, NC 28604

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,045 sqft · built 1981
Owner2 Individual Names on Record
Tax Bill$1,340 (2025)
Flood ZoneZone X (minimal risk)
APN62760

Property Details

APN / Parcel Number

Primary APN62760
Alternative APN
  • 18570040040900003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,045 sqft Heated Area
FlooringWood
Interior WallsCustom/Decorative
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area339 sqft
Deck Area48 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number62760
Street Address103 MAIN ST
CitySUGAR MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLRDC BROOK HILL I UT C PLAT 3-9
Legal SubdivisionLRDC BROOK HILL
JurisdictionAVERY NC
Township / Civil DivisionLINVILLE
Census Block Group1
Census Block1053
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 705, LINVILLE, NC 28646-0705
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2013
Deed SaleOct 15, 2013
Deed Document Number0000479601
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,340.00$335,200 (-) Building $335,200$335,200 (-) Building $335,200
2023$1,340.00$335,200 Building $335,200$335,200 Building $335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number