104 Main St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 104 Main St, Phelps, NY 14532

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,652 sqft · built 1880
Lot Size0.047 acres (2,065 sqft)
OwnerCompany Name on Record
Last Sale$80,000 (Jul 2022)
Tax Bill$2,427 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
APN5259-000-06

Property Details

APN / Parcel Number

Primary APN5259-000-06
Alternative APNs
  • 324001 48.05-1-26.000
  • 40010480050001026000

Interior

Stories1 Story
Building Area1,652 sqft Gross Area
Basement Area1,652 sqft
Unfinished Basement1,652 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1940
Lot Area2,065 sqft (0.047 acres)
Lot Dimensions100 ft deep x 20.7 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5259-000-06
Street Address104 MAIN ST
CityPHELPS
StateNY
Zip14532-1017
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description0.05 ACRE
Legal Block1
Legal Lot Number26.000
JurisdictionONTARIO NY
Township / Civil DivisionPHELPS
Census Block Group2
Census Block2006
Census Tract50401

Owner

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4440 MOUNT PAYNE RD, SHORTSVILLE, NY 14548-9510
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleFeb 8, 2016 · Amount on Record
Deed Document Number2022271
Deed Book / Page1500 / 151
Prior Transfer DateJul 20, 2009
Prior Transfer Doc0000001230/000000030
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONTARIO NY
Recording DateJul 14, 2022
Property Address104 MAIN ST, PHELPS, NY 14532-1017
Document Number001500/151
Book / Page1500 / 151
Instrument DateJul 12, 2022
Instrument202207140271
Transaction TypeTransfer
Record UpdatedDec 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202207140272
DateJul 14, 2022
Instrument202207140272
Lender
NameTHE CANANDAIGUA NATIONAL BANK & TRU
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionPhelps Town
MunicipalityPhelps Village
Unified School DistrictPhelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,427.00 (+20.27%)
2025$2,018.00$64,500 (-) Land $9,000 Building $55,500$89,600 (+13.92%) Land $12,502 Building $77,098
2023$64,500 Land $9,000 Building $55,500$78,650 Land $10,974 Building $67,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHELPS ROUTE 14 WD
serves 400 people · EPA ID NY3430049
Water SourcePurchased surface water from WATERLOO VILLAGE
Last State InspectionOct 2024
Also Mapped HerePHELPS VILLAGE
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CBN.

Nearby Properties on Main St

Nearby Streets

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