104 Main St, De Kalb, MO 64440 Property Records

Buchanan County property record for 104 Main St, De Kalb, MO 64440

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1902
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,500 (Sep 2020)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2019 Mortgage + 1 more
APN	`16-2.0-10-004-001-016.000`

Property Details

APN / Parcel Number

Primary APN	`16-2.0-10-004-001-016.000`

Interior

Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	314 ft deep x 135 ft wide

Location & Zoning

Street Address	104 MAIN ST
City	DE KALB
State	MO
Zip	64440-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	10-55-36SESUB: LOT: BLK:LGL DESC:PT OF SE 1/4 OF SE 1/4 BEG 396' W OF INT OF N R/W OF ELM ST & W R/W OF ST RT JJ TH W 135.3' TH N 326.7' (300'(S)) TH E 135.3' TH 326.7' (299'(S)) TO POB
Legal Range	36W
Legal Township	55N
Legal Section	10
Jurisdiction	BUCHANAN MO
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3092
Census Tract	2900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 MAIN ST, DE KALB, MO 64440-9620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage EXCHANGE BANK & TRUST CO
Oct 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK & TRUST CO
Sep 25, 2020	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Aug 27, 2008
Deed Document Number	20208853
Deed Book / Page	3753 / 673
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	104 MAIN ST, DE KALB, MO 64440-9620
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747/264
Date	Mar 30, 2020
Book Page	3747/264
Instrument	2020002410

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	RUSHVILLE, MO 64484

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	104 MAIN ST, DE KALB, MO 64440-9620
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003742/594
Date	Oct 17, 2019
Book Page	3742/594
Instrument	2019009045

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 25, 2020
Property Address	104 MAIN ST, DE KALB, MO 64440-9620
Document Number	003753/673
Book / Page	3753 / 673
Instrument Date	Sep 23, 2020
Instrument	2020008853
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MAIN ST, DE KALB, MO 64440-9620
Investor	Possibly a Property Investor

Mortgage

Document Number	2020008854
Date	Sep 25, 2020
Instrument	2020008854

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	De Kalb Town
Unified School District	Buchanan County R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00 (+0.07%)	$19,000 (+5.56%) Land $1,520 Building $17,480	$100,010 (+5.57%) Land $8,000 Building $92,010
2024	$1,396.00 (+5.36%)
2023	$1,325.00 (+2%)	$18,000 (+2.16%) Land $1,520 Building $16,480	$94,730 (+2.16%) Land $8,000 Building $86,730
2022	$1,299.00	$17,620 Land $1,140 Building $16,480
2021			$92,730 Land $6,000 Building $86,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	63 (1982–2011)
Claims Outside the SFHA	3 of 63
Most Recent Claim	Jul 2011 · Flooding
Claims by Event	Flooding, Jul 2011 · 5 claims Severe Storms & Flooding, Jul 1993 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB PWS serves 250 people · EPA ID MO1011181
Water Source	Purchased groundwater from BUCHANAN COUNTY PWSD 1
Last State Inspection	Nov 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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