203 Main St, De Kalb, MO 64440 Property Records

Buchanan County property record for 203 Main St, De Kalb, MO 64440

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1905
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,760 (Jun 2025)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2025 Mortgage + 2 more
APN	`16-2.0-10-004-001-027.000`

Property Details

APN / Parcel Number

Primary APN	`16-2.0-10-004-001-027.000`

Interior

Building Area	1,520 sqft Base Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	131 ft deep x 272 ft wide

Location & Zoning

Street Address	203 MAIN ST
City	DE KALB
State	MO
Zip	64440-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	10-55-36SESUB: LOT: BLK:LGL DESC:N 1/2 OF BLK 21 TOWN OF DEKALB ALSO BEG AT NE COR BLK 21 TH E 55' S 133.39' W 55' N 131.39' TO POB
Legal Range	36W
Legal Township	55N
Legal Section	10
Legal Subdivision	TOWN DEKALB
Legal Block	21
Jurisdiction	BUCHANAN MO
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3102
Census Tract	2900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 MAIN ST, DE KALB, MO 64440-9633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 27, 2025	Warranty Deed, Transfer · FHA Mortgage M SQUARED FINANCIAL LLC
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jun 29, 2017	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	20254830
Deed Book / Page	3808 / 808
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	May 5, 2026
Property Address	203 MAIN ST, DE KALB, MO 64440-9633
Document Number	0000003472
Book / Page	3818 / 252
Instrument Date	Apr 29, 2026
Instrument	20263472
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	203 MAIN ST, DE KALB, MO 64440-9633

Mortgage

Document Number	0000003472,
Date	May 5, 2026
Book Page	3818/252
Instrument	20263472

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.46%
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 27, 2025
Property Address	203 MAIN ST, DE KALB, MO 64440-9633
Document Number	003808/808
Book / Page	3808 / 808
Instrument Date	Jun 23, 2025
Instrument	2025004830
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	STEWART TTL CO MIDWEST DIVI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 MAIN ST, DE KALB, MO 64440-9633

Mortgage

Document Number	2025004831
Date	Jun 27, 2025
Instrument	2025004831

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 16, 2022
Property Address	203 MAIN ST, DE KALB, MO 64440-9633
Document Number	003777/183
Book / Page	3777 / 183
Instrument Date	Jun 16, 2022
Instrument	2022005785
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAIN ST, DE KALB, MO 64440-9633

Mortgage

Document Number	003777/191
Date	Jun 16, 2022
Book Page	3777/191
Instrument	2022005793

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 29, 2017
Property Address	203 MAIN ST, DE KALB, MO 64440-9633
Document Number	2017006152
Instrument Date	Jun 28, 2017
Instrument	2017006152
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAIN ST, DE KALB, MO 64440-9633

Mortgage

Document Number	2017006153
Date	Jun 29, 2017
Instrument	2017006153

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	De Kalb Town
Unified School District	Buchanan County R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+0.09%)	$15,540 (+6.66%) Land $1,520 Building $14,020	$81,810 (+6.7%) Land $8,000 Building $73,810
2024	$1,142.00 (+6.53%)
2023	$1,072.00 (+13.92%)	$14,570 (+14.1%) Land $1,520 Building $13,050	$76,670 (+14.09%) Land $8,000 Building $68,670
2022	$941.00	$12,770 Land $1,140 Building $11,630
2021			$67,200 Land $6,000 Building $61,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	63 (1982–2011)
Claims Outside the SFHA	3 of 63
Most Recent Claim	Jul 2011 · Flooding
Claims by Event	Flooding, Jul 2011 · 5 claims Severe Storms & Flooding, Jul 1993 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB PWS serves 250 people · EPA ID MO1011181
Water Source	Purchased groundwater from BUCHANAN COUNTY PWSD 1
Last State Inspection	Nov 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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