104 Lorrin Ln, Sterrett, AL 35147 Property Records

Shelby County property record for 104 Lorrin Ln, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 2018
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$12,500 (Jun 2017)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`089321002074000`

Property Details

APN / Parcel Number

Primary APN	`089321002074000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Heated Area
1st Floor Area	1,646 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	111 ft deep x 50.4 ft wide
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 LORRIN LN
City	STERRETT
State	AL
Zip	35147-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 32 19S 01E NBRHD: 18 VILLAGES AT WESTOVER R-2
Legal Range	01E
Legal Township	19S
Legal Section	32
Legal Subdivision	VILLAGES AT WESTOVER
Legal Lot Number	76
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	1
Census Block	1013
Census Tract	30219

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 LORRIN LN, STERRETT, AL 35147-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 21, 2017	Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 31, 2019	Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG
Dec 15, 2017	Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER
Jun 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	2017202570
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	104 LORRIN LN, STERRETT, AL 35147-9506
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LORRIN LN, STERRETT, AL 35147-9506

Mortgage

Document Number	0000154750
Date	Apr 14, 2022
Instrument	20220414000154750

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	907 Months
Due	Nov 7, 2097

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	104 LORRIN LN, STERRETT, AL 35147-9506
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454010
Date	Dec 21, 2017
Instrument	20171221000454010

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	104 LORRIN LN, STERRETT, AL 35147-9506
Document Number	0000196930
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 LORRIN LN STERRETT AL 351479506, STERRETT, AL 35147-9506

Mortgage

Document Number	0000196930
Date	Jun 6, 2019
Instrument	196930

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jun 5, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.99%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	104 LORRIN LN, STERRETT, AL 35147-9506
Document Number	0000196920
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 LORRIN LN STERRETT AL 351479506, STERRETT, AL 35147-9506

Mortgage

Document Number	0000196920
Date	Jun 6, 2019
Instrument	196920

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jun 5, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.99%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	104 LORRIN LN, STERRETT, AL 35147-9506
Document Number	0000454510
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LORRIN LN STERRETT AL 351479506, STERRETT, AL 35147-9506

Mortgage

Document Number	0000454510
Date	Dec 21, 2017
Instrument	454510

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded
Term	960 Months
Due	Dec 20, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.88%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 9, 2017
Property Address	104 LORRIN LN, STERRETT, AL 35147-9506
Document Number	0000202550
Instrument Date	Jun 5, 2017
Instrument	202550
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5406 HIGHWAY 280 #C101 BIRMINGHAM AL 352426595, C101, BIRMINGHAM, AL 35242-6595
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Westover Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00	$31,100 (+6.8%)	$310,900 (+6.8%) Land $60,000 Building $250,900
2023	Homeowner's exemption Senior Citizen's exemption	$29,120	$291,100 Land $60,000 Building $231,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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