129 Lorrin Ln, Sterrett, AL 35147 Property Records

Shelby County property record for 129 Lorrin Ln, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,642 sqft · built 2009
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Last Sale	$176,900 (Aug 2008)
Tax Bill	$1,139 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089321002007000`

Property Details

APN / Parcel Number

Primary APN	`089321002007000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,642 sqft Heated Area
1st Floor Area	1,642 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 LORRIN LN
City	STERRETT
State	AL
Zip	35147-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 32 19S 01E NBRHD: 18 VILLAGES AT WESTOVER R-2
Legal Range	01E
Legal Township	19S
Legal Section	32
Legal Subdivision	VILLAGES AT WESTOVER
Legal Lot Number	7
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	1
Census Block	1013
Census Tract	30219

Owner

129 Lorrin Ln is owned and occupied by an individual who bought it in August 2008.

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	129 LORRIN LN, STERRETT, AL 35147-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2008 · Amount on File
Deed Sale	Aug 7, 2008 · Amount on File
Deed Document Number	2008317130
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	129 LORRIN LN, STERRETT, AL 35147-9528
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 LORRIN LN, STERRETT, AL 35147-9528

Mortgage

Document Number	0000020940
Date	Jan 23, 2026
Instrument	20260123000020940

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	29.1%
Index	12-Month MTA

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	129 LORRIN LN, STERRETT, AL 35147-9528
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000296520
Date	Sep 29, 2025
Instrument	20250929000296520

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	129 LORRIN LN, STERRETT, AL 35147-9528
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116110
Date	Mar 9, 2021
Instrument	20210309000116110

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	129 LORRIN LN, STERRETT, AL 35147-9528
Document Number	0000102030
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	129 LORRIN LN STERRETT AL 351479528, STERRETT, AL 35147-9528

Mortgage

Document Number	0000102030
Date	Mar 16, 2020
Instrument	102030

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 129 Lorrin Ln was $1,139 with a homeowner's exemption, down 4.3% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Westover Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,139.00 (-4.29%) Homeowner's exemption
2025	$1,190.00	$27,060	$270,500 Land $60,000 Building $210,500
2023	$1,078.00 Homeowner's exemption	$25,440	$254,400 Land $60,000 Building $194,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Lorrin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Lorrin Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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