Kenton County property record for 104 Locust St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,799 sqft · built 1920 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jul 2024) |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-21-012.00 |
| Primary APN | 015-20-21-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,799 sqft Finished Area |
| Gross Area | 2,315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 104 LOCUST ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER LOT 93 BEING 50'X150' |
| Legal Subdivision | ERLANGER PROPER |
| Legal Lot Number | 93 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 64400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 LOCUST ST, ERLANGER, KY 41018-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Mar 24, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PROVEN LEND LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Dec 14, 2022 · Amount on Record |
| Deed Document Number | 202441 |
| Deed Book / Page | 297 / 741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 14, 2022 |
| Property Address | 104 LOCUST ST, ERLANGER, KY 41018-1734 |
| Document Number | 0005900117 |
| Book / Page | 205 / 152 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 22121405900117 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1730 JEFFERSON AVE, COVINGTON, KY 41014-1034 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 104 LOCUST ST, ERLANGER, KY 41018-1734 |
| Document Number | 0005900118 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 428/258 |
| Instrument | 22121405900118 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 24, 2022 |
| Property Address | 104 LOCUST ST, ERLANGER, KY 41018-1734 |
| Document Number | 0005900023 |
| Book / Page | 155 / 356 |
| Map Reference | PL 67 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 22032405900023 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 LOCUST ST, ERLANGER, KY 41018-1734 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 104 LOCUST ST, ERLANGER, KY 41018-1734 |
| Document Number | 0005900024 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 22032405900024 |
| Name | PROVEN LEND LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Nov 15, 2022 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,000 (-) Land $25,000 Building $220,000 | $245,000 (-) Land $25,000 Building $220,000 | |
| 2025 | $3,231.00 (+15.72%) | $245,000 (+13.95%) Land $25,000 Building $220,000 | $245,000 (+13.95%) Land $25,000 Building $220,000 |
| 2023 | $2,792.00 | $215,000 Land $25,000 Building $190,000 | $215,000 Land $25,000 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures