Kenton County property record for 26 Locust St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1935 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-23-017.00 |
| Primary APN | 015-20-23-017.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Finished Area |
| Gross Area | 1,877 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 153 ft deep x 205 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 26 LOCUST ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER LOT 96 & PT LOT 97 |
| Legal Subdivision | ERLANGER PROPER |
| Legal Lot Number | 96,97 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 64400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2452 SIERRA DR, CRESCENT SPRINGS, KY 41017-4013 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Nov 20, 2023 | Deed, Transfer |
| Sep 10, 2018 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2005 |
| Transfer Doc | 0005900139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 26 LOCUST ST, ERLANGER, KY 41018-1732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 689 GARNER DR, COVINGTON, KY 41015-2324 |
| Document Number | 0005900111 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | KCM 530/957 |
| Instrument | 24030605900111 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 20, 2023 |
| Property Address | 26 LOCUST ST, ERLANGER, KY 41018-1732 |
| Document Number | 0005900001 |
| Book / Page | KC 257 / 771 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 23112005900001 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1142 MACINTOSH LANE, CRESCENT SPRINGS, KY 41017 |
| Name | Verified Name |
|---|---|
| Address | 2452 SIERRA DR, VILLA HILLS, KY 41017-4013 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2018 |
| Property Address | 26 LOCUST ST, ERLANGER, KY 41018-1732 |
| Document Number | 0000000096 |
| Book / Page | 0C6497 / 000335 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 96 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | NORTHWEST TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 LOCUST ST ERLANGER KY 410181732, ERLANGER, KY 41018-1732 |
| Document Number | 97 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 0C6497/000338 |
| Instrument | 97 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,600 (-) Land $25,000 Building $160,600 | $185,600 (-) Land $25,000 Building $160,600 | |
| 2025 | $2,448.00 (+1.58%) | $185,600 (-) Land $25,000 Building $160,600 | $185,600 (-) Land $25,000 Building $160,600 |
| 2023 | $2,410.00 (+19.19%) | $185,600 (+32.67%) Land $25,000 Building $160,600 | $185,600 (+32.67%) Land $25,000 Building $160,600 |
| 2022 | $2,022.00 | $139,900 Land $15,000 Building $124,900 | $139,900 Land $15,000 Building $124,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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