Berrien County property record for 104 Locust St E, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 928 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,500 (Dec 2018) |
| Tax Bill | $2,635 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-1200-0006-01-7 |
| Primary APN | 47-1200-0006-01-7 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 928 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 856 sqft |
| Unfinished Basement | 856 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 132 ft deep x 42 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 104 LOCUST ST E |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 57' E OF NW COR OF LOT F CHAMBERLAIN'S PLAT OF SUB OF NW1/4 OF NW1/4 OF SEC 11 T8S R20W TH S 8 RDS E 42' N 8 RDS W 42' TO |
| Legal Range | 20W |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | CHAMBERLAINS PLAT OF SUB |
| Legal Lot Number | F |
| Legal Unit | F |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 11400 |
Source: Berrien County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 LOCUST ST E, THREE OAKS, MI 49128-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Dec 28, 2018 | Warranty Deed, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Book / Page | 3226 / 751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 9, 2020 |
| Property Address | 104 LOCUST ST E, THREE OAKS, MI 49128-1225 |
| Document Number | 03281/2918 |
| Book / Page | 3281 / 2918 |
| Map Reference | LB 20 PG 539 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NOT AVAILABLE, FAT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 LOCUST ST E, THREE OAKS, MI 49128-1225 |
| Document Number | 0032812920 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 3281/2920 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 28, 2018 |
| Property Address | 104 LOCUST ST E, THREE OAKS, MI 49128-1225 |
| Document Number | 03226/0751 |
| Book / Page | 3226 / 0751 |
| Map Reference | LB 20 PG 539 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,130.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 219 IMPERIAL DR, BLOOMINGTON, IL 61701-2029 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Municipality | Three Oaks Village |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,700 (+3.98%) | $313,400 (+3.98%) | |
| 2025 | $2,635.00 (+2.53%) Homeowner's exemption | $150,700 (+6.13%) | $301,400 (+6.13%) |
| 2024 | $2,570.00 (+10.11%) | ||
| 2023 | $142,000 | $284,000 | |
| 2022 | $2,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE OAKS serves 1,622 people · EPA ID MI0006600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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