Madison County property record for 104 Laird Ave, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3,905 sqft · built 2006 |
| Owner | Individual Name on Record |
| Tax Bill | $5,363 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-27-187 |
| Primary APN | 081H-27-187 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,905 sqft Adjusted Area |
| 1st Floor Area | 3,073 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|
| Account Number | 41120 |
|---|---|
| Old Parcel Number | 081H-27 -187/00.00 |
| Street Address | 104 LAIRD AVE |
| City | MADISON |
| State | MS |
| Zip | 39110-7669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-1 |
| Legal Description | I-47 BELMONT - BLK I @ REUNION |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 27 |
| Legal Subdivision | BELMONT BL I REUNION |
| Legal Block | 1 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 30301 |
Source: Madison County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 104 LAIRD AVE, MADISON, MS 39110-7669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage STORY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 |
| Deed Sale | Dec 12, 2025 |
| Prior Sale | Jun 14, 2024 |
| Deed Document Number | 1042544 |
| Deed Book / Page | 4628 / 681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 104 LAIRD AVE, MADISON, MS 39110-7669 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 104 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 004319/494 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 4319/494 |
| Instrument | 979941 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 12, 2025 |
| Property Address | 104 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 004628/681 |
| Book / Page | 4628 / 681 |
| Map Reference | CAB D SL 122 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 1042544 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 RICHMOND LN, KELLER, TX 76248-5245 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 0001042545 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 1042545 |
| Name | STORY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,363.00 (+11.99%) Homeowner's exemption | $48,605 (-) | $486,050 (-) Land $60,000 Building $426,050 |
| 2024 | $4,789.00 (-10.67%) | ||
| 2023 | $5,361.00 Homeowner's exemption | $48,605 | $486,050 Land $60,000 Building $426,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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