Madison County property record for 100 Laird Ave, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,785 sqft · built 2004 |
| Lot Size | 0.491 acres (21,428 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,935 (Oct 2025) |
| Tax Bill | $5,180 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-27-185 |
| Primary APN | 081H-27-185 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,785 sqft Adjusted Area |
| Gross Area | 2,547 sqft |
| 1st Floor Area | 2,547 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,428 sqft (0.491 acres) |
| Garage Area | 1,328 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|
| Account Number | 41118 |
|---|---|
| Street Address | 100 LAIRD AVE |
| City | MADISON |
| State | MS |
| Zip | 39110-7669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | I-45 BELMONT - BLK I @ REUNION D@122 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 27 |
| Legal Subdivision | BELMONT BL I REUNION |
| Legal Block | 1 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 30301 |
100 Laird Ave is owned and occupied by two individuals who bought it in October 2025.
Source: Madison County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Mar 7, 2024 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Mar 7, 2024 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| May 17, 2024 | Warranty Deed, Transfer · Line of Credit BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Deed Document Number | 20251037769 |
| Deed Book / Page | 4613 / 60 |
| Prior Transfer Date | Oct 10, 2025 |
| Prior Transfer Doc | 0004613/60 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 13, 2026 |
| Property Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 0001055373 |
| Book / Page | 4705 / 444 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20261055373 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 104 SHORE VIEW CV, MADISON, MS 39110-6676 |
| Investor | Possibly a Property Investor |
| Document Number | 0001055373, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 4705/444 |
| Instrument | 20261055373 |
| Name | BANKPLUS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Aug 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 004416/789 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 4416/789 |
| Instrument | 100093 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 004416/790 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 4416/790 |
| Instrument | 1000093 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 30, 2025 |
| Property Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 0004613/60 |
| Book / Page | 4613 / 60 |
| Map Reference | CAB D SL 122 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 1037769 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 193 WESTLAKE CIR, MADISON, MS 39110-1808 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Investor | Possibly a Property Investor |
| Document Number | 0001037770 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 1037770 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 17, 2024 |
| Property Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 004440/618 |
| Book / Page | 4440 / 618 |
| Map Reference | CAB D SL 122 |
| Instrument Date | May 17, 2024 |
| Instrument | 1004419 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 CHARMANT PL, RIDGELAND, MS 39157-4329 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 LAIRD AVE, MADISON, MS 39110-7669 |
| Document Number | 0001004420 |
|---|---|
| Date | May 17, 2024 |
| Instrument | 1004420 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 86 Months |
| Due | Jul 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 100 Laird Ave was $5,180, up 100.9% from the year before.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,180.00 (+100.93%) | $44,457 | $296,380 Land $60,000 Building $236,380 |
| 2024 | $2,578.00 (-19.36%) | ||
| 2023 | $3,197.00 Homeowner's exemption | $29,627 | $296,270 Land $60,000 Building $236,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 100 Laird Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Laird Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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