104 Iris Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 104 Iris Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,680 sqft · built 2006
Lot Size0.355 acres (15,450 sqft)
Owner2 Individual Names on Record
Last Sale$379,000 (Feb 2026)
Tax Bill$2,503 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-005646

Property Details

APN / Parcel Number

Primary APN02-005646
Alternative APNs
  • 2005646
  • 005646

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Total Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,450 sqft (0.355 acres)
Lot Dimensions150 ft deep x 103 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number005646
Street Address104 IRIS RD
CityCHESTERTOWN
StateMD
Zip21620-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-20
Legal DescriptionLOTS 267-268 SECT 1 CHESTER HARBOR
Legal SubdivisionCHESTER HARBOR
Legal Block1
Legal Lot Number267,268
JurisdictionQUEEN ANNE'S MD
Township / Civil Division2, CHURCH HILL
Census Block Group1
Census Block1012
Census Tract810300

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address104 IRIS RD, CHESTERTOWN, MD 21620-2739
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2026 · Amount on Record
Deed SaleFeb 3, 2026 · Amount on Record
Prior SaleJul 8, 2025 · Amount on Record
Deed Book / Page4719 / 272
Prior Transfer DateJul 7, 2025
Prior Transfer Doc0046000002
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateFeb 3, 2026
Property Address104 IRIS RD, CHESTERTOWN, MD 21620-2739
Document Number0047190272
Book / Page4719 / 272
Map ReferenceLB TSP 49 FO 39
Instrument DateJan 30, 2026
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$947.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address104 IRIS RD, CHESTERTOWN, MD 21620-2739

Mortgage

Document Number0004719279
DateFeb 3, 2026
Instrument4719/279
Lender
NameUNITED WHOLESALE MORTGAGE LL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,533 (+5.83%)$304,800 (+17.5%) Land $127,600 Building $177,200
2025$2,503.00 (+23.67%)$259,400 (+20.73%) Land $76,000 Building $183,400$259,400 (-) Land $76,000 Building $183,400
2023$2,024.00$214,867$259,400 Land $76,000 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA10 of 30
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Iris Rd

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