102 Iris Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 102 Iris Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1971
Lot Size	0.414 acres (18,020 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Dec 2021)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-007797`

Property Details

APN / Parcel Number

Primary APN	`02-007797`
Alternative APNs	`2007797` `007797`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,020 sqft (0.414 acres)
Lot Dimensions	212 ft deep x 85 ft wide
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007797
Street Address	102 IRIS RD
City	CHESTERTOWN
State	MD
Zip	21620-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 269-270 CHESTER HARBOR
Legal Subdivision	CHESTER HARBOR
Legal Block	1
Legal Lot Number	269,270
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	2, CHURCH HILL
Census Block Group	1
Census Block	1012
Census Tract	810300

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 IRIS RD, CHESTERTOWN, MD 21620-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 25, 2018	Deed, Transfer · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Book / Page	3923 / 157
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Dec 15, 2021
Property Address	102 IRIS RD, CHESTERTOWN, MD 21620-2739
Document Number	0039230157
Book / Page	3923 / 157
Map Reference	LB 1 FO 60
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TTL ASSURANCE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	102 IRIS RD, CHESTERTOWN, MD 21620-2739

Mortgage

Document Number	0003923163
Date	Dec 15, 2021
Instrument	3923/163

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 25, 2018
Property Address	102 IRIS RD, CHESTERTOWN, MD 21620-2739
Document Number	0029050226
Book / Page	2905 / 226
Map Reference	LB TSP49 FO39
Instrument Date	May 14, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 IRIS RD, CHESTERTOWN, MD 21620-2739

Mortgage

Document Number	0002905232
Date	May 25, 2018
Instrument	2905/232

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,167 (+26.24%)	$315,500 (+20.88%) Land $128,200 Building $187,300
2025	$2,518.00 (+20.88%)
2023	$2,083.00	$221,133	$261,000 Land $76,300 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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