104 Harding St, Chapin, SC 29036 Property Records

Lexington County property record for 104 Harding St, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,140 sqft · built 1983
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$622,000 (Nov 2020)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Nov 2020 Sale Aug 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001120-01-043`

Property Details

APN / Parcel Number

Primary APN	`001120-01-043`
Alternative APN	`0112001043`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Wood
Roof Material	Shingle
Lot Area	31,799 sqft (0.73 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 HARDING ST
City	CHAPIN
State	SC
Zip	29036-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	DUTCHMAN SHORES LOT 4 BLK BB
Legal Subdivision	DUTCHMAN SHORES
Legal Block	BB
Legal Lot Number	4
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 HARDING ST, CHAPIN, SC 29036-9458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 16, 2019	Grant Deed, Transfer · Line of Credit PRIME LNDG
Sep 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	202051255
Deed Book / Page	20903 / 4470
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	2027400186
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 5, 2020
Property Address	104 HARDING ST, CHAPIN, SC 29036-9458
Document Number	2090304470
Book / Page	020903 / 004470
Instrument Date	Oct 28, 2020
Instrument	51255
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,301.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 HARDING ST CHAPIN SC 290369458, CHAPIN, SC 29036-9458

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 16, 2019
Property Address	104 HARDING ST, CHAPIN, SC 29036-9458
Document Number	2083003956
Book / Page	020830 / 003956
Instrument Date	Aug 14, 2019
Instrument	36586
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,201.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 HARDING ST CHAPIN SC 290369458, CHAPIN, SC 29036-9458

Mortgage

Document Number	2083003959
Date	Aug 16, 2019
Book Page	020830/003959
Instrument	36587

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 7, 2018
Property Address	104 HARDING ST, CHAPIN, SC 29036-9458
Document Number	2027400186
Book / Page	020274 / 000186
Instrument Date	Aug 29, 2018
Instrument	40331
Transaction Type	Transfer
Record Updated	Sep 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 CHAR OAK DR COLUMBIA SC 292122629, COLUMBIA, SC 29212-2629

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,223.00 (-5.59%)	$24,880 (-) Land $8,800 Building $16,080
2024	$3,414.00 (+0.92%)	$24,880 (-) Land $8,800 Building $16,080	$622,000 (-) Land $220,000 Building $402,000
2023	$3,383.00	$24,880 Land $8,800 Building $16,080	$622,000 Land $220,000 Building $402,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC DUTCHMAN SHORES private · serves 335 people · EPA ID SC3250021
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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