Frederick County property record for 104 Gretchen Ct, Stephenson, VA 22656
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,016 sqft · built 2013 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,000 (Sep 2021) |
| Tax Bill | $2,198 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E3-1-77 |
| Primary APN | 44E3-1-77 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,288 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 666 sqft |
| Finished Basement | 666 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Garage Area | 342 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048465 |
|---|---|
| Street Address | 104 GRETCHEN CT |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1890 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | SNOWDEN BRIDGE L77 S3 |
| Legal Subdivision | 5 |
| Legal Lot Number | 77 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 50100 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21813 AINSLEY CT, BROADLANDS, VA 20148-4529 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER |
| Sep 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK |
| Mar 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 202116589 |
| Deed Book / Page | 576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 104 GRETCHEN CT, STEPHENSON, VA 22656-1890 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|
| Document Number | 0000002587 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 210002587 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 30, 2021 |
| Property Address | 104 GRETCHEN CT, STEPHENSON, VA 22656-1890 |
| Document Number | 0000016589 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 210016589 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | LOUDOUN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21813 AINSLEY CT, BROADLANDS, VA 20148-4529 |
| Document Number | 0000016590 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 210016590 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 8, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 30, 2018 |
| Property Address | 104 GRETCHEN CT, STEPHENSON, VA 22656-1890 |
| Document Number | 0000002931 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 180002931 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 GRETCHEN CT, STEPHENSON, VA 22656-1890 |
| Document Number | 0000002932 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 180002932 |
| Name | SUCCESS MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,198.00 (+10.4%) | $414,800 (-) Land $68,000 Building $346,800 | $414,800 (-) Land $68,000 Building $346,800 |
| 2025 | $1,991.00 | $414,800 Land $68,000 Building $346,800 | $414,800 Land $68,000 Building $346,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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