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101 Gretchen Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 101 Gretchen Ct, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 2,016 sqft · built 2013
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$252,755 (Dec 2013)
Tax Bill$2,171 (2026)
Deeds & MortgagesDec 2020 Refinance
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN44E3-1-80

Property Details

APN / Parcel Number

Primary APN44E3-1-80
Alternative APN
  • 8048469

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
Gross Area3,048 sqft
1st Floor Area1,008 sqft
Basement Area666 sqft
Finished Basement666 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area342 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8048469
Street Address101 GRETCHEN CT
CitySTEPHENSON
StateVA
Zip22656-1890
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSNOWDEN BRIDGE L80 S3
Legal Subdivision5
Legal Lot Number80
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4019
Census Tract50100

Owner

Source: Frederick County records · APN 44E3-1-80

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address101 GRETCHEN CT, STEPHENSON, VA 22656-1890
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC
Sep 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2013 · Amount on Record
Deed SaleDec 10, 2013 · Amount on Record
Deed Book / Page1300 / 13845
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address101 GRETCHEN CT, STEPHENSON, VA 22656-1890
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018107
DateDec 14, 2020
Instrument200018107
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term325 Months
DueJan 01, 2048
Interest
Rate TypeFixed Rate
Rate2.99%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address101 GRETCHEN CT, STEPHENSON, VA 22656-1890
Document Number0000009969
Instrument DateSep 18, 2019
Transaction TypeMortgage
Record UpdatedOct 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GRETCHEN CT STEPHENSON VA 226561890, STEPHENSON, VA 22656-1890

Mortgage

Document Number0000009969
DateSep 24, 2019
Instrument9969
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2049
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,171.00 (+10.37%)$409,700 Land $68,000 Building $341,700$409,700 Land $68,000 Building $341,700
2025$1,967.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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