104 Gladiola Dr, New Bern, NC 28562 Property Records

Craven County property record for 104 Gladiola Dr, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 2003
Lot Size	0.118 acres (5,133 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Apr 2017)
Tax Bill	$1,618 (2026)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-240-G-062`

Property Details

APN / Parcel Number

Primary APN	`8-240-G-062`
Alternative APN	`115174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,133 sqft (0.118 acres)
Lot Dimensions	123 ft deep x 55.7 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	115174
Street Address	104 GLADIOLA DR
City	NEW BERN
State	NC
Zip	28562-4845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10A
Legal Description	LOT 62R SURREY DOWNS II PH I
Legal Subdivision	SURREY DOWNS
Legal Phase	I
Legal Lot Number	62R
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	960501

Owner

104 Gladiola Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 GLADIOLA DR, NEW BERN, NC 28562-4845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Mar 23, 2007 · Amount on File
Deed Book / Page	3498 / 1780
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 20, 2017
Property Address	104 GLADIOLA DR, NEW BERN, NC 28562-4845
Document Number	03498/1780
Book / Page	3498 / 1780
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 GLADIOLA DR, NEW BERN, NC 28562-4845

Mortgage

Document Number	03498/1783
Date	Apr 20, 2017
Book Page	3498/1783

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 104 Gladiola Dr was $1,618, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,618.00 (+3.45%)	$178,790 (-) Land $30,000 Building $148,790	$178,790 (-) Land $30,000 Building $148,790
2025	$1,564.00	$178,790 Land $30,000 Building $148,790	$178,790 Land $30,000 Building $148,790
2023	$1,534.00 (+45.68%)	$178,790 (+87.65%) Land $30,000 Building $148,790	$178,790 Land $30,000 Building $148,790
2022	$1,053.00	$95,280 Land $20,000 Building $75,280
2018			$95,280 Land $20,000 Building $75,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Gladiola Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Gladiola Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20