Craven County property record for 103 Gladiola Dr, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,111 sqft · built 2003 |
| Lot Size | 0.122 acres (5,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,500 (Mar 2019) |
| Tax Bill | $1,607 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-240-G-073 |
| Primary APN | 8-240-G-073 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,111 sqft Living Area |
| 1st Floor Area | 1,121 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,304 sqft (0.122 acres) |
| Lot Dimensions | 130 ft deep x 48 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 124448 |
|---|---|
| Street Address | 103 GLADIOLA DR |
| City | NEW BERN |
| State | NC |
| Zip | 28562-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10A |
| Legal Description | LOT 73 SURREY DOWNS II PH I |
| Legal Subdivision | SURREY DOWNS |
| Legal Phase | I |
| Legal Lot Number | 73 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960501 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 GLADIOLA DR, NEW BERN, NC 28562-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Mar 5, 2019 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2019 · Amount on Record |
| Deed Sale | Mar 5, 2019 · Amount on Record |
| Prior Sale | Jan 23, 2004 · Amount on Record |
| Deed Document Number | 201910034511 |
| Deed Book / Page | 3562 / 2174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 103 GLADIOLA DR, NEW BERN, NC 28562-4846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03562/2191 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 3562/2191 |
| Instrument | 10034513 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 5, 2019 |
| Property Address | 103 GLADIOLA DR, NEW BERN, NC 28562-4846 |
| Document Number | 3562/2174 |
| Book / Page | 3562 / 2174 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 10034511 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 GLADIOLA DR, NEW BERN, NC 28562-4846 |
| Document Number | 03562/2177 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 3562/2177 |
| Instrument | 10034512 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,607.00 (+3.41%) | $177,570 (-) Land $30,000 Building $147,570 | $177,570 (-) Land $30,000 Building $147,570 |
| 2025 | $1,554.00 (+1.97%) | $177,570 (-) Land $30,000 Building $147,570 | $177,570 (-) Land $30,000 Building $147,570 |
| 2023 | $1,524.00 (+45.84%) | $177,570 (+87.81%) Land $30,000 Building $147,570 | $177,570 (+87.81%) Land $30,000 Building $147,570 |
| 2022 | $1,045.00 | $94,550 Land $20,000 Building $74,550 | |
| 2018 | $94,550 Land $20,000 Building $74,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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