104 Gency Ct, Jacksonville, NC 28546 Property Records

Onslow County property record for 104 Gency Ct, Jacksonville, NC 28546

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,812 sqft · built 1995
Lot Size0.177 acres (7,706 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Oct 2021)
Tax Bill$2,694 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN345J-54

Property Details

APN / Parcel Number

Primary APN345J-54
Alternative APNs
  • 479011000
  • 053733

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,812 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,706 sqft (0.177 acres)
Lot Dimensions115 ft deep x 67 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number479011000
Street Address104 GENCY CT
CityJACKSONVILLE
StateNC
Zip28546-6963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-7
Legal DescriptionL14 S1 NORTHSIDE HYATT CROSSING
Legal SubdivisionHYATT CROSSING OF N SIDE PH1
Legal Lot Number14
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group3
Census Block3002
Census Tract1304

Owner

104 Gency Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address104 GENCY CT, JACKSONVILLE, NC 28546-6963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust · Line of Credit
STATE EMPLOYEES CREDIT UNION
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CREDIT UNION
Oct 27, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jun 28, 2019Loan Modification, Mortgage · Conventional with PMI
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2021 · Amount on File
Deed SaleOct 27, 2021 · Amount on File
Prior SaleJul 10, 2012 · Amount on File
Deed Book / Page5605 / 636
Prior Transfer DateApr 12, 2012
Prior Transfer Doc0037640029
Record UpdatedOct 29, 2026

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionONSLOW NC
Recording DateApr 24, 2026
Property Address104 GENCY CT, JACKSONVILLE, NC 28546-6963
Document Number6577000556
Book / Page6577 / 556
Instrument DateApr 21, 2026
Record UpdatedMay 6, 2026
Title CompanyLENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 GENCY CT, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number6577000556,
DateApr 24, 2026
Book Page6577/556
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.38%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Recording DateApr 24, 2026
Property Address104 GENCY CT, JACKSONVILLE, NC 28546-6963
Document Number0065770556
Book / Page6577 / 556
Instrument DateApr 21, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 GENCY CT, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number6577000556,
DateApr 24, 2026
Book Page6577/556
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.38%
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateOct 27, 2021
Property Address104 GENCY CT, JACKSONVILLE, NC 28546-6963
Document Number0056050636
Book / Page5605 / 636
Map ReferenceMB 31 PG 14
Instrument DateOct 4, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 GENCY CT, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number0005605640
DateOct 27, 2021
Instrument5605/640
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionONSLOW NC
Property Address104 GENCY CT, JACKSONVILLE, NC 28546-6963
Document Number0050150100
Instrument DateJun 28, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 GENCY CT JACKSONVILLE NC 285466963, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number0050150100
DateSep 4, 2019
Book Page005015/000100
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 3, 2049
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

The 2026 property tax bill for 104 Gency Ct was $2,694, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalityJacksonville City
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,694.00 (+2.39%)$281,378 (+34.17%) Land $58,500 Building $222,878$281,378 (+34.17%) Land $58,500 Building $222,878
2025$2,631.00$209,715 Land $38,000 Building $171,715$209,715 Land $38,000 Building $171,715
2023$2,631.00$209,715 Land $38,000 Building $171,715$209,715 Land $38,000 Building $171,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Gency Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Gency Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSONVILLE
serves 49,093 people · EPA ID NC0467010
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

Nearby Properties on Gency Ct

Nearby Streets

Search Property Records by Address or Parcel Number